Financial Tools
These free tools make it easier to make smart choices for your money.
Making the right choices for your finances is easier when you have all the facts. That’s why we’ve put together this library of free financial tools. You can see how much debt costs overall, how to keep it balanced in your budget, and how to get the biggest bang for your buck when you save. We hope these can help you make the right choices in your financial life!
AUTO LOAN CALCULATOR
Start your search for your next car right! Assess the monthly payments based on the purchase price of the car. Or, set a target payment you can afford to determine the maximum purchase price you can afford.
BI-WEEKLY PAYMENT CALCULATOR
Did you know that you can ask a lender to adjust your payment schedule to make bi-weekly payments instead of monthly payments? You can pay down loans faster using this method. See how much you can save!
CREDIT CARD PAYOFF CALCULATOR
Craft the right strategy to pay off your credit cards faster. Compare the time to payoff and total interest charges of making fixed monthly payments versus what you’d pay if you stick with minimum payments.
CREDIT SCORE LOAN COST CALCULATOR
Bad credit can really cost you! This calculator helps you understand how much your credit score could be costing or saving you for different common types of loans. Discover how much you can save with a better score.
DEBT-TO-INCOME RATIO CALCULATOR
Want to know if you have too much debt? Compare your monthly debt payments to your income to see if you’re overextended, using the same calculation that lenders use when you apply for a loan.
MINIMUM PAYMENT CALCULATOR
Minimum payments can trap you in a cycle of debt. This calculator can help you understand the total cost and amount of time it takes to pay off a debt with minimum payments. See what you’re really spending.
MORTGAGE PAYMENT CALCULATOR
Making extra payments or larger payments on your mortgage could help you pay it off faster. This calculator helps you evaluate the impact of increasing the payments on an existing mortgage.
MORTGAGE PREQUALIFICATION CALCULATOR
Ready to buy a home? See how much home you can really afford based on your monthly income, debts and the down payment you want to make. See how much money you’ll need up front to qualify.
PERSONAL LOAN CALCULATOR
Thinking of getting a personal loan? This calculator can help you understand the monthly payments and total interest charges of your next loan, based on the term and interest rate you qualify to receive.
SIMPLE SAVINGS CALCULATOR
Saving money is essential but you need to assess savings products to make sure they’re giving you the growth that you need. This calculator helps you understand how quickly your money can grow at different rates.