Last Minute Halloween Shopping

Halloween is a few days away. Do you have your Halloween costume? If not, you don’t have to panic. You can still get your Halloween shopping done before the witching hour.  However, before you rush out to the local Halloween store, get a plan together. Online Shopping You can still order your Halloween costume online. […]

More Men are Out of Work than Woman: How to Make It, By Learning to Live on Less

As a country many of us are facing the challenge to learn to live comfortably with less.  A recent BusinessWeek article provides two sobering statistics about how men are being affected by the widespread unemployment rates: 71% of jobs lost were by men. Male unemployment is at 9.8%. Female unemployment is at only 8%. (An […]

Stop Spending Money at Work

Work is not just sitting in a cubicle or office staring at a computer, driving a truck or teaching in a classroom. It’s the place where you spend the majority of your life, and unwittingly for many people, a place where money is spent. If you are trying to bolster your savings or just hoping […]

Discussing Finances on Social Networks: Is it Safe?

Is it really safe to use Tweet What You Spend, Blippy and Bundle to track your expenses or to even discuss your personal spending habits? In a world rife with identity thieves and other financial predators isn’t it wise to keep some modicum of privacy, especially when it comes to your hard earned money? Well […]

Protect Yourself from Phishing Scams

Phishing, it sounds harmless but in reality it is a scam operating at a personal level; swindlers send you pop up messages or spam, which seem harmless and trustworthy enough, that ask for personal information – bank account numbers, social security number, passwords and other private information. The messages appear to come from respectable corporations […]

5 Tips for Traveling on A Budget

As a young professional fresh out of college, I make an entry-level salary.  Since I’m not making that six-figure salary that I one day dream of earning, when I go out of town with my friends, my spending has to be done wisely.  I love traveling but I have learned how to incorporate frugality into […]

Barter Your Way to Financial Savings

Remember the barter system? You probably learned about it in school. Well guess what – it’s back. If you need your car worked on or maybe the inside of your house painted ask yourself what you could trade or what services you could provide in order to get those things done. And the best part […]

Working Mom’s Tips for Saving on Halloween Costumes

It’s easy to save on Halloween when you’re a stay-home mom that has time to make your child’s Halloween costume. What about the working moms who are juggling their home, family and kids? As much as I would like to craft my own costumes, there just isn’t enough time in the day. Rather than point […]

Trick or Treat Spending on the Rise, Frightening Frugal Way to Have Boo-tiful Halloween

Happy autumn everyone! Now that back-to-school shopping has subsided, people start planning for the holiday season. Some reports show that Halloween is now the second most expensive holiday after Christmas but most people overlook the holiday when it comes to budgeting for expenses. As families feel the weight of the US economy more and more, […]

Basic Hints to Help New Small Businesses

Many people are starting their own business in this tough job market. People starting a small business are often challenged by their new tax filing requirements. It can be overwhelming to learn about federal tax responsibilities. I have outlilne a list of basic tips to avoid potential problems and I hope you find it helpful!  Classify workers […]

Saving Everyday!

  Everyone is trying to cut corners and make money last. One of the biggest expenses in most people’s budget is food, so it’s a great waste of money when food goes bad and has to be tossed out.  Many people end up throwing away fortune’s worth of spoiled food and the secret is in […]

Avoid Common Money Mistakes

We are all human and make mistakes—even with our personal finances.  Making financial slip ups can lead to stress and I try to minimize it in my life as much as possible.  I know for a fact that it is inevitable that I am going to make some type of mistakes throughout my life when […]

Fantasy Sports Widow Survival Guide

It’s that crazy time of year where many professional sports tend to overlap. Football, basketball, and hockey are all about to begin and the baseball season is coming to a close. It’s no surprise that this is the time of year where women tend to lose their men to sports. Simply watching games has become […]

Money Won’t Bring Happiness Unless You’re Spending it Correctly

So you think a new car, a few pairs of new shoes or a top of the line flat screen will make you happy? Chances are they will, but not for very long. Most people receive that initial high when they purchase something expensive but it wears off and they soon find themselves shopping for […]

Should You Invest in Life Insurance?

The purpose of life insurance is to provide a source of income, in case of your death, for your children, dependents, or other beneficiaries. Whether you need to buy life insurance depends on whether anyone is depending on your income. If you have a spouse, child, parent, or some other individual who depends on your […]

Dressing in Fashion Doesn’t have to Break the Bank

Fashions go in and out of style all of the time, but that doesn’t stop consumers from wanted the latest fashion threads the see walking the runway. While there are many retail stores that carry fashion forward items, it’s understandable that sometimes you still can’t find exactly what you’re looking for. Finding inexpensive clothing and […], a Hidden Jewel among Jewelry Sites

Designer jewelry pieces can drain your bank account faster than they come in and out of style, so how can you keep up with current fashions? Since 2005, has been around assisting creators of all things handmade get their items on the market. It’s a combination of an online storefront and eBay, with the […]

Tips for Deducting Job Hunting Expenses

You can’t get experience without a job, and you can’t get a job without experience; but did you know you can’t get a job without spending money? Job hunting can set you back a pretty penny, but there is a reprieve. Some job hunting expenses may be tax deductible and others won’t. Navigating through the […]

33 Ways to Save at the Grocery Store

Are food prices getting to you? It may not be rising as fast as gasoline, but over the last 10 years, we’ve seen food prices go up by 34% according the latest Consumer Expenditure Survey. Unlike some expenses that you might be able to cut down on or eliminate, food is something that you’re going […]

A Raw Diet is not a Financial Raw Deal

Finding quality foods for man’s best friend is a large priority for pet lovers. It has become more common for vets and pet experts to recommend raw diets for dogs to increase overall health. These raw diets may seem out of reach financially, but it’s important to take a look into the true value of […]