Lifestyle

Home » Lifestyle

COVID-19 Scam Alert

Be aware of consumer scams as the pandemic continues. Federal agencies have identified seven scams that prey on consumers’ anxiety and desire to help others in need. Read on for the details and tips on how to remain vigilant and what to do if you’ve fallen victim.

Working Remotely Can Help You Save and Even Earn More

Industries like technology are uniquely suited to working remotely. Learn how working from home can help you save money and eventually earn more.

How to Save Money and Still Have Fun

Incidental spending can add up to a hefty bill. Cutting out trips to the avocado toast bar or coffee shop can lead to huge savings. However, there are ways to save money without sacrificing fun altogether.

Happy couple driving through the countryside in a convertible

7 Ways to Save Money on a Road Trip

You don’t have to sideswipe your budget every time you hit the highway. If you’re traveling for a holiday, weekend getaway or cross-country vacation, here are 7 top tips for spending less.

Woman thinking what to buy with her credit card

Is the Afterpay payment method good for your wallet?

Afterpay is popular with Millennials because you can make large purchases in small installments. But is it good for your finances? Read about the pros and cons, plus tips for affording the luxury you want without a payment plan.

How the Government Shutdown is Affecting Single Moms

Federal employees who are also single moms are being hit hard by the government shutdown. Learn how some mothers are getting through it - and how you can, too.

Making More Money? Be Careful Not to Rack Up More Debt

It’s easy to overspend on a credit card when the money starts to roll in. By: Deb Hipp For the last two years, I’ve scraped by on a tight budget. First, I had to save enough money to work full-time as a freelance writer. Then I had to be even more frugal while I built up […]

Smart Holiday Shopping Tips for 2018

The average family will spend over $1,000 this year on the holidays. These holiday shopping tips can help you avoid holiday ID theft and a debt hangover.

Americans are Already Strapped for Cash Ahead the Holidays

Holiday spending often turns into credit card debt. These tips can help you minimize debt if you’re already strapped for cash ahead of the holidays.

6 Mistakes To Avoid When Teaching Your Kids About Money

‘Lead by example’ couldn’t be a truer saying when it comes to teaching children about personal finance. But, as many of these great quotes, it’s much easier said than done.

Instant access to credit cards, the ability to finance pretty much everything, and the never-ending hamster wheel of “keeping up with the Joneses” can make being a role model really challenging. But ignoring it isn’t an option either if you want to raise financially responsible adults. After all, debt can destroy a person’s entire adulthood, and it can quite literally happen in the blink of an eye…

Business man wearing gloves and using computer

The Average Age of a Child Identity Theft Victim is 12 Years Old

Identity thieves are always on the prowl. And when it comes to identity theft, children are not off limits. What are the telltale signs that your child’s identity may have been stolen and what can you do to fix and reclaim it? Read on for the details.

What’s Your Personal Saving Rate?

The personal saving rate hit 6.8% in June, but are Americans saving equally? We look at personal savings and offer tips on improving your saving strategy.

Depressed woman willing to divorce thinking in bed

What is Economic Abuse?

Economic abuse affects millions of Americans annually. We explain what economic abuse is and give examples that reveal the extent of this abuse in the US.

Are You Afraid of Outliving Your Retirement Savings?

Many Americans fear they won’t have enough money to live comfortably during retirement. We explain how avoid outliving your retirement savings.

How Much Should You Have in Emergency Savings?

Emergency savings is essential to cover unexpected expenses like home and car repairs, as well as to give you a financial safety net in case you lose your job or can’t work due to a medical emergency. But how much should you have in emergency savings and how much do average Americans actually save?

74% of Americans are Getting Married with Debt

A survey of 1,000 couples set to get married in the next 12 months found 3 out of 4 couples will go into debt to tie the knot. And most, 61 percent, say they will use credit cards to pay. But is starting married life saddled with debt a good idea? Here’s what the wedding experts at the Knot say and what Consolidated Credit’s financial expert says. Here are some tips on what you can do to cut cost if you’re getting hitched.

10 Money-Saving Summer Budget Tips

It’s the official start of summer 2018, which makes it the perfect time to set a summer budget so you can avoid credit card debt and achieve your goals. Consolidated Credit offers 10 money-saving tips.

10 Tips To Help Your Teens Become Financially Independent

A new survey finds that only half of teens see achieving financial independence from parents as a key financial goal for the future. We look at the survey stats and offer ten key tips for helping teens learn ow to become financially independent.

8 Money-Saving Ideas for Mother’s Day 2018

By the time Mother’s Day rolls around, Americans would’ve have already spent $23.1 billion on gifts for mom, according to the National Retail Federation(NRF). Mothers are special in every way. How can you spoil that special mom or mother figure in your life without going into credit card debt? Here are 8 money-saving ideas.

Consolidated Credit’s 12 Days of FinLit Infographic

In honor of National Financial Literacy Month, Consolidated Credit created this 12 Days of FinLit Infographic. Each day features a key financial topic related to that day. Do you recognize them all?