Debt

15 Ways to Save on Winter Energy Bills

The winter storms have brought snow, travel snarls and increase energy needs as consumers batten down the hatches. While not turning on your heater isn’t an option at this point, it’s important to still wear your frugal hat when using energy around your home. Here are some things you can do now to ensure your […]

Tackling New Year’s Resolutions to Become Debt Free

It is a new year and we are filled with hope at what the next twelve months will bring. Now it is time to start again and accomplish some of the things we may not have done last year, or perhaps take our lives in a whole new direction. Money is always one of those […]

Don’t be Afraid to Negotiate with Your Creditor

  Millions of Americans are becoming anxious because they realize how important it is to reduce their credit card debt.  Some people who are struggling panic and stop making payments because they’re not sure of what else to do – they need to pay their mortgage, car payment or other payments and the credit card […]

Combine Money and Life-Style for Your New Year Resolution

 By Kathryn Katz New Year’s resolutions inspire brazen propositions regarding life style or financial transformations – lose 50 pounds; or pay off all credit card debt. And the success rate is dubious. So why not try a healthy combination? According to a recent survey by TD Ameritrade 27% of those polled said they are less likely […]

2011 New Year’s Resolution: Get Out Of Credit Card Debt

Getting out of debt, typically credit card debt or unsecured debt, is one of the most popular New Year’s resolutions every year.  With 2011 literally around the corner, we want to help you get closer to that goal by reinforcing positive financial decisions.  Here are some tips and ideas for getting out of debt in […]

How to Prevent the Holiday Spending Spree from Impacting Your 2011 Budget

You threw frugality out the window for a couple months but now the spending is over and reality is setting in. Credit card bills are coming due and you must pay them off while setting up your New Year Budget. Hopefully you put enough money away to eliminate your debt, unlike over 13 million Americans […]

Five Financial New Year’s Resolutions to Think About Today

  Here are 5 suggestions that you may want to consider implementing in 2011. Now is the time to get control of your finances, and take that first step down the path to financial fitness. Why not start this next year off on the right financial foot? 1. Spend less than you make. Just like […]

Hey Big Spenders, Holiday Bills Will Fill the Mailbox Very Soon

  The combination of rising credit card minimum payments and reduced credit limits coupled with record levels of unemployment are challenges for many Americans as we enter 2011 and even with all this, holiday spending was up 3.3% over last year. Christmas 2010 could go down as the holiday season that Americans spent, spent, spent, […]

A Personal Story About Drowning in a Sea of Financial Debt

We are receiving stories from people about their money struggles and we wanted to take this opportunity to share them with you.  If you have a story you would like to share, please email us. Imagine drowning in a sea of financial debt and feeling totally helpless. No help in sight. No life saver. No […]

Have Less Stressful and Less Expensive Holiday Season

  No matter how much you love the holidays or how well you’ve planned, if you’re like most people you’ll find yourself frazzled at times. You may find yourself searching for the perfect gift, trying to create an impressive dinner for guests or scrambling to put up holiday decorations.   The best gift you can give […]

Holiday Budgeting: Making Tough Choices in a Recovering Economy

The holiday season is officially here and you might be tempted to pull out the credit cards and charge this year’s holiday gifts, but we have some tips to help you get the most out of your holiday shopping: Create a Holiday Budget – Don’t start your holiday shopping until you know how much you have to […]

Are you a social shopaholic?
Are You a Social Shopaholic?
If you're always on your social media account and you're getting bombarded by offers from retailers you may be at risk of becoming a social shopaholic.
Your Parents and Preventing Bankruptcy

About seven years ago my father passed away and left my mother with the responsibility of managing her finances for the first time, at the age of 60. She had never balanced a checkbook, paid the monthly bills or had to worry about her investment portfolio. My father handled everything because that’s what men did […]

Playing the money blame game kills relationships
Marriage and the Money Blame Game
When financial stress hits you as a couple, it's easy to start playing the money blame game and pointing fingers at who's really causing your debt problems.
AmEx next for Department of Justice suit
Is the Department of Justice Trying to Save You Money?
The Department of Justice is pursuing a suit against American Express for charging the merchant highest interchange fees in the credit card industry.
What Part of Your Finances Should You Automate?

From cable bills, to utility, to mortgage and school loans – you can automate it all and let other people do your bill paying for you. But is that really the wise thing to do? Should you allow your billers access to your accounts, the privilege of taking your hard earned money and directing it […]

6 Tips For Managing Your Student Loan Debt

I have been fortunate to stay away from credit cards and have no credit card debt.   I stayed away from credit cards beacuse my mother always  told me to not get a credit card unless I have an income to pay it back.  Now, student loan debt, that’s a different subject.  Most young people have some form […]

Debt Consolidation vs. Debt Settlement

Many consumers make the mistake of thinking that debt consolidation and debt settlement are the same thing. However, there are some distinct differences between these methods of handling your debts. The below infographic highlights the main differences between these two debt options.

9 Ways To Earn Money To Pay Off Credit Card Debt

It’s almost cliché to talk about how bad the American economy is—but the fact of the matter is, the unemployment rate is still high, the cost of living is inching its way up and people are feverishly looking to receive debt help.  Once you have a clear understanding of your financial problems, the next step to […]