Debt

Dental Care Doesn’t Have To Take A Bite Out Of Your Wallet

Even though Healthcare has been a hot topic up on the Hill over the past year, Dental Care continues to be overlooked and even if you have insurance, it can really take a bite out of your wallet. According to the National Association of Dental Plans, nearly half the people in the United States have […]

The Deadly Lifesaver: Things to Know (or Avoid) When Declaring Bankruptcy

When you made your first couple of dimes at your lemonade stand as a kid, the idea of bankruptcy never crossed your mind. Back then, making money seemed to be as easy as mixing sugar and water, but, unfortunately, our finances could sometimes get away from us and turn into more of a burden than […]

Consolidated Credit Advises College Freshmen to Review Costs and Spending Habits to Avoid Crushing Debt Upon Graduation

College tuition is steadily growing at a national rate of 5 percent each year, but the amount of student debt for 2011 college graduates is 8 percent higher than last year’s. As counselors at Consolidated Credit get more and more inquiries regarding student debt, they advise incoming college freshmen to evaluate their budget and spending […]

Maintain financial harmony in spite of money issues
Debt and Money Issues: Why It is So Important to Have Open Discussions
Debt and other money issues have a way of ruining a perfectly lovely relationship. Miss Money Bee helps keep your relationship sweet with some key advice.
Economic Recovery Doesn’t Mean You Can Throw Budgeting Out the Window

by April Lewis-Parks The economy may finally be starting to turn itself around. Recent figures show better times may indeed be just around the corner. But that doesn’t mean you should stop doing what you’re doing to lower your debt, and it definitely doesn’t mean you can start freely spending again. Sticking with your “hard […]

New Guidelines for Debt Collectors Seeking Payment from Relatives of Deceased Debtors

After 119,000 consumer complaints were filed with the Federal Trade Commission in 2009 regarding harassing debt collectors and their deceptive practices, new proposals and guidelines have been released for debt collectors seeking to be paid from relatives of deceased debtors. At Miss Money Bee, we aim to keep our readers informed on the latest personal […]

Consumer Protection Bureau Up and Running

The long awaited Consumer Financial Protection Bureau officially opened its doors on Thursday, although without a confirmed director and with potentially diminished powers as a result of a House of Representatives bill to weaken the agency (HR 1315). “Today, on the very day that the new Consumer Financial Protection Bureau took over as the nation’s […]

Choose the right credit card
How To Cheat On Your Credit Card Homework
Doing your credit card homework to choose the right credit card for your needs just got easier thanks to card comparisons on NerdWallet.
New Swipe Fees Could Cost You

Will new swipe fees put plastic on ice? Debit cards: Take out a little piece of plastic, swipe, approve, done. Cash: Dig through your wallet to see what bills you have, take out the correct number of bills, wait for your change, put money back into wallet, careful not to drop any coins, wallet becomes […]

Take a Break from the Daily Grind

Do you ever stop and take some time for yourself? The likely answer to that question is no. We as a society have become so consumed with our daily stresses, we forget to take a break and relax. In today’s shaky economy we find ourselves more stressed and frustrated than ever. Constantly worrying that our […]

Get through college without drowning in debt

Between paying for tuition and having enough gas money to visit home once in a while, college is a definitely a struggle. But it just got more difficult. The state of Florida is allowing its 11 public universities to hike a 15 percent increase on tuition this fall. Across the nation, the University of California […]

Ways to Find Financial Independence

By James Ramone, a guest blogger Now that Americas birthday has past, it is a great time to reevaluate your money situation and start back on the right path to financial independence. Luckily, there are a number of ways to achieve financial independence and tons of advice for getting out from under massive amounts of […]

Declaring Your Financial Independence

The Fourth of July holiday is a good time to resolve to clean up your finances and start freeing yourself from debt, particularly because it often starts the two months of overspending on summer fun. Make this the year you tighten up your own personal economy and sharpen your long-term money plans. Steps to achieve […]

Don’t Let Debt Get You Down – Run It Down…

Debt has been a curse to many Americans, especially since the economy bottomed out, the cost of living went through the roof and good paying jobs met the same fate as the dinosaurs, even for those who have working experience and a decent education. Aggravation and frustration greet people each morning and there seems to […]

Don’t be Fooled by Credit Repair Scams

When a person is in debt they tend to get desperate because so much is on the line – they could lose their home, car, family and destroy their credit score. They lose sleep over it, don’t perform properly at their job and can become moody, which impacts their private life. They transform from a […]

Dealing with Old, Small Debts

by Benjamin Little, a guest blogger Everyone’s debt situation is different so the best approach for dealing with it will vary.  The following are guidelines for dealing with small (generally under $2,000) debt which is showing on your credit report as being “charged off” or “in collections.” The most important thing you must do is […]

What Happens When You Default on Your Student loans

A considerable number of college graduates are finding it hard to pay off their student loans as the economy remains sluggish and the unemployment rate remains steady.  While we always advise readers to pay off all debt in an effort to establish financial wellness and independence, it is especially important to pay off student loans. […]

The Stress of Living Paycheck to Paycheck

Many Americans understand what it’s like to live paycheck to paycheck. The worry, stress and anxiety of wondering if they are going to be able to pay all their bills on time, if they’ll have enough money for groceries or even extra cash to buy their kids new clothing. This worry, stress and anxiety impacts […]

Is Debt Ruining Your Life?

by April Lewis-Parks Debt has been a curse to many Americans, especially since the economy bottomed out, the cost of living went through the roof and good paying jobs met the same fate as the dinosaurs. Aggravation and frustration greet people each morning and there seems to be no help in sight. But there are […]

Advice Graduates Don’t Want to Hear

Many college graduates are finding themselves moving back in with their parents with significant debt and no job. The harsh reality is many new grads will have to live modestly and think about every money move they make. Here is some advice grads may not want to here: Buy used things, except maybe used tires. […]