Debt

Debt seems inevitable these days, but how you deal with it can make all the difference. We will discuss different types of debt, solutions and how to avoid getting stung in a debt trap.

Coming Up With a Debt Management Strategy

 by April Lewis-Parks Debt is a burden no matter what your age is, but when you’re in your 20s and 30s, credit card balances, student loans, auto and housing costs can be downright crippling. When you’re just starting out or at a point where you’re trying to amass some kind of savings and investments, any […]

Medical bills can cripple your finances
4 Tips to Save Money on Medical Bills
Medical debt has a way of throwing even the most stable budget into a tailspin. These 4 tips will help minimize medical bills to avoid collections.
Know the Difference Between ‘Good’ and ‘Bad’ Debt

Whenever we talk about debt it’s usually negative and in most cases for good reasons! Credit card debt might be preventing you from saving money and high student loan payments may leave little room for traveling and experiencing the finer things in life, but the truth is that not all debt is created equal. We […]

Cash advance loans can be dangerous
3 Reasons to Avoid Advance Loans
You make think a payday loan will help you get by until you get more cash, but high interest rates on advance loans could send you into serious debt.
Get Serious About Saving Money

This is a guest post from Philip Taylor, who blogs daily at PT Money: Personal Finance, where the focus is on making money, saving money, and spending money wisely.

Valentine’s Day Infographic

Avoiding Cupid’s Painful Arrow in Valentine Gift Buying Valentine’s Day is a time to celebrate the ones you love, but are you putting yourself into debt to do it? Consolidated Credit looks at Valentine’s Day spending trends to see who consumers are buying for and what they’re giving. Learn how much the most popular Valentine’s […]

4 Signs Your Finances Are in Trouble

By April Lewis-Parks We all have months where our finances may be stretched a little thin and it’s challenging to stay within our budgets, but there is a big difference between pinching pennies and entering into a dangerous money situation where your personal finances may be in trouble. Recognizing that you are headed down a […]

Planning Valentine’s Day on a Budget

By April Lewis-Parks TV commercials and marketing pitches make Valentine’s Day seem like you have to spend hundreds of dollars! From expensive jewelry to lavish dinners, the message is “love is going to really cost you.” Of course while an extravagant Valentine’s Day may make your honey happy at the time, the following month when […]

February Financial Tips
6 Fabulous February Financial Tips
Leap year means February is a longer month. These six fabulous February financial tips can help you save money and avoid debt this month.
Top 3 Budget Blunders – And How to Work Around Them

By April Lewis-Parks Creating a budget is one of the most common and popular ways to save money, eliminate your debt, and plan ahead for that adventurous vacation you are organizing, but sometimes, planning every single expense, down to your last latte, can backfire. Maintaining a strict budget is a great way to cut out […]

Find happiness without getting into debt

Who doesn’t dream of having a beautiful house… what about a big raise or a brand-new car? But does having more material things make us happier? A behavioral psychology study found that more money is not the key to happiness. The study revealed that high incomes may bring greater life satisfaction, but not happiness. According […]

Organize Your Finances in 3 Easy Steps

By April Lewis-Parks Let’s be honest, no one really enjoys going through mountains of paperwork and deciphering what’s what, but the sense of accomplishment alone is enough to make you set aside a few hours to organize your retirement statements, health insurance paperwork and the rest of your financial statements. Keeping your financial records organized […]

2011 Debit Fees Were Shut Down, But What Other Charges Are to Come in 2012? Tips to Prevent Your Bank from Taking Advantage of You

Remember the bad publicity that Bank of America and several other major banking institutions inflicted on themselves in late 2011 when they announced a new $5.00 monthly checking/debit card fee?  Well, after several nationwide protests from angry customers, BOA caved and retracted their monthly debit fee agenda. The reason financial institutions are looking for new […]

Threatened by debt collectors? Four tips to fight back

By Ines Mato Have you ever been contacted by debt collectors who said they were on their way to arrest you? This is one of the threatening messages that debt collectors use to intimidate people. If you have received these kinds of calls, you are not alone. Through Dec. 8 of this year, 164,361 consumers […]

Three easy tips to establishing a budget

By April Lewis-Parks Financial health is one of the most popular goals people tackle in January, but by February and March, many new financial plans have lost their momentum and many people fall back into a money rut. Budgeting can be a great tool to managing your income and planning ahead, but when it comes […]