Debt

Billing disputes and interest rates top complaints from cardholders

Consumers complained about issues they’ve had with credit card issuers to the Consumer Financial Protection Bureau during the three-month period ending in October and the agency divulged these grievances in a report. According to the report, most of the complaints were regarding billing disputes, annual percentage/interest rates, identity theft, fraud and embezzlement. Other complaints included […]

7 Frugal Ways to Reduce Your Cost of Living

In today’s economy people are constantly looking for ways to cut back on spending. Oddly enough, it’s the things we don’t even think twice about that seem to really add up to a huge chunk of our budget.  Do you sit and wonder where all your hard earned money went and why you keep emptying […]

Top 3 Tips to Avoid Credit Card Debt During the Holidays

There are few things better during the holidays than finding the perfect gift for someone you care about, but sometimes the relief that comes with scouting out the right present for your new mother-in-law or a great accessory for a close friend can come with a heftier price tag that you planned.  This sometimes leads […]

Don’t Let Holiday Stress Ruin Your Goals this Winter

Around early November, the glitz, glamour and cheerfulness of the holiday season become more apparent in shopping malls, on the radio, and on television commercials, but no amount of Black Friday deals or Rudolph the Red-Nosed Reindeer songs can cover up the reality that the holidays are a stressful time for even the most jubilant […]

T.G.I. FRIDAY’s: Buy 2 Entrees Get $10 Value Card

One of the two entrees must be a Better with Brew entree to qualify for the promotional value card. Value card is valid for your next visit only during the dates noted on its face and can be use for making purchase at participating T.G.I. Friday’s locations. Limited time offer. Just ask your waiter about […]

Spending to save: Find the best Black Friday deals

Black Friday is almost upon us and you may already be finalizing your holiday gift list to get an early jump on your shopping. Braving the crowds on Black Friday can be a great, albeit tiresome way, to save money during the holiday season. But it’s no secret that dragging yourself out of bed at […]

Host a lavish Thanksgiving without breaking the bank

Thanksgiving can be a great holiday filled with family, friends and laughter – or a stressful and expensive 12 hours of cooking, cleaning and decorating. The difference between the two often rests on whether you’re hosting or attending Thanksgiving dinner. Luckily, there are a million ways to put on a frugal and elegant dinner party […]

8 Thanksgiving Traveling Tips

According to AAA Motorists Group and IHS Global Insight, 42.2 million travelers are expected to travel at least 50 miles from home this Thanksgiving. More people have decided to hit the road for Thanksgiving this year compared to last year. While holiday travel is expected to be up, it isn’t thought to be breaking any […]

Thanksgiving Survival Tips: Dinner on a Budget

Do you find yourself in a frenzy every year worrying about making that perfect Thanksgiving dinner? Thanksgiving is a time to give thanks, cherish family and friends, and enjoy a big meal. But don’t worry, if you are making Thanksgiving dinner for a large group this year, it doesn’t mean you have to break the […]

Holiday Spending Predictions: A prediction for 2012 economy?

With job growth basically non-existent and the unemployment rate continuing to hover around 9 percent, economists are wondering if people are going to show up and ‘stimulate’ the economy with holiday shopping this season or stay home. According to a Gallup poll released last month, Americans are estimated to spend $712 on holiday gifts, almost […]

Credit Unions vs. Banks: Is it Time to Make a Switch?

So many Americans are fed up with huge multi-million dollar banks charging them to store their money and are now debating if they should bank with a different bank or different type of financial institution all together like a credit union. With credit unions offering no fees for their services, people are seriously considering switching […]

Financial Round-Up: 1 in 4 Americans Have No Money Left Over Every Month

Millions of Americans are still struggling financially even as the country’s economy slowly tries to recoup from the recent recession and a new poll has found that saving is taking the back burner when it comes to making financial priorities. Two factors that may be affecting consumers saving habits across the country is unemployment, which […]

How much holiday shopping do you plan on doing?

The holiday season is right around the corner and many consumers across the country may already be getting a head start on purchasing gifts for their friends and family. Recent polls suggest that holiday spending is likely to go up this year on a per-person basis, but that overall, the number of consumers who will […]

Recap of Europe’s Financial Woes

As you are probably well aware, Europe is the latest region to face outrageous debt limits and economic woes. Within the past year, things have been taking a turn for the worst for European markets. Several European countries voted to almost double the bailout lending cap fund for struggling euro zone countries. The country that […]

Bank Fees Pushing Consumers Too Far?

When Bank of America announced they would be enforcing a $5 monthly fee to customers with basic checking accounts, the public cried foul. But come to find out they aren’t the only ones. SunTrust started charging a $5 debit fee earlier this summer with Chase Bank and Wells Fargo both trying out $3 debit fees. […]

Be A Smart First-Time Homebuyer

Are you getting ready to purchase your first home? Most people would agree that buying a home, especially your first one, is one of the biggest purchases a person can make. It is important to take the time to do in-depth research to make sure you know what you are getting yourself into and whether […]

Keeping You in The Know: Target Debit REDcard Makes Saving Simple

Attention all Target shoppers! Target launched a new rewards debit card called the REDcard. This new Target debit card offers customers a chance to save without the added hassle of points or complex rules. The Target REDcard debit card is the only card that saves you 5% on every single Target shopping trip.  If you […]

89 Days until Christmas: Now is the Time to Prevent a Holiday Hangover

My favorite time of the year is swiftly approaching – Christmas!  For those individuals who celebrate other holidays like Kwanzaa, Rosh Hashanah, and Hanukkah – the tips in this article apply to you as well! Now is the perfect time to prepare your personal finances for a happy holiday that doesn’t land you in dreadful […]

How To Stretch Your Budget During Unemployment

by Courtney Hall Finding a job is much like finding a needle in a haystack. The job market is anything but stable and even those with jobs are fearful to lose them. The shaky economy and relentless media headlines regarding unemployment do nothing to reassure people, really it really does the exact opposite. According to […]

Is Your Labor Working for YOU?

Labor day is almost here and one of our readers asked “How can I become a financially secure so all my hard work and labor will count for something?” The following are some great starting steps to incorporate into your fall financial check-up to become a financially stable: 1.      Have a written financial plan that […]