Debt

Debt seems inevitable these days, but how you deal with it can make all the difference. We will discuss different types of debt, solutions and how to avoid getting stung in a debt trap.

Cool, Scary, or Scary Cool? Warning Impulse Shoppers – Do Not Get This App!

By April Lewis-Parks People who want to go shopping at local retailers without the hassle of waiting in long checkout lines now have the option of taking on more credit card debt directly through their Smartphones. Here’s how it works: You take a picture of your credit card using an app by Aisle Buyer, and […]

Yes, You Can Get Out of Debt

l By April Lewis-Parks The average American household carries somewhere around nine thousand dollars in credit card debt. So even though the majority of Americans spend more than they earn, it is possible to get yourself out of debt if you’re willing to adjust your spending habits. You first need to assess your debt load.  […]

Valentine's Day gift ideas under $20
Love and Money: What Makes Marriage
All is fair in love and war, but what about love and money? We help you understand financial stress so you can avoid ruining your relationship for debt.
Valentine’s Day, To Bee or Not to Bee… Costly

By April Lewis-Parks  This Valentine’s Day, couples are once again eager to shower their loved ones with special gifts.  According to the National Retail Federation’s 2011 Valentine’s Day Consumer Intentions and Actions Survey, the average person will spend $116.21 on traditional Valentine’s Day merchandise this year, up 12.8 percent over last year’s $103.00.  As one […]

Wedding planning that works for your budget
Money Smart Wedding Planning
A summer wedding can be a magical moment that you'll always treasure, but you have to be careful with your wedding planning strategy to avoid serious debt.
Personal Stories of Debt; How to Overcome and Thrive

By April Lewis-Parks Each year Consolidated Credit holds a short story contest for their clients. The Miss Money Bee writers would like to congratulate the winners and share their inspirational stories with you! Melissa Cupp and Chris Korb are a married couple from Berryton, KS. who’s story begins: Two summers ago, we hit financial rock bottom. […]

Getting engaged on Valentine's Day
How To Avoid Wedding Bills & Have Wedded Bliss
Valentine's Day is one of the most popular times to pop the question, but an extravagant proposal and ceremony could lead to serious wedding bills.
How Much are You Saving?

By Kathryn Katz Believe it or not, by saving just a little bit more and choosing the right savings vehicle, you can end up saving big over a period of time. Right now the average personal savings rate is 5.3%. If you’re the average American that makes $49,777 after taxes, then you’re looking approximately $2,638 […]

Managing Personal Finances in 2011

By April Lewis-Parks It is the end of a decade and with a New Year comes new possibilities to forge a solid personal finance plan.  Incorporating positive change to get out of debt and live a less stressful life is the goal of many Americans as we tread into the second decade of the millennium. […]

Negotiate Your Medical Costs

 By Kathryn Katz If you are afraid that you can’t afford your medical bills you should try to negotiate. That’s right; speak to your doctor directly or ask for the office manager or billing department. In most cases you will receive a break. It’s not unusual during these tough economic times to bargain with the […]

15 Ways to Save on Winter Energy Bills

By Kathryn Katz The winter storms have brought snow, travel snarls and increase energy needs as consumers batten down the hatches. While not turning on your heater isn’t an option at this point, it’s important to still wear your frugal hat when using energy around your home. Here are some things you can do now […]

Tackling New Year’s Resolutions to Become Debt Free

By April Lewis-Parks It is a new year and we are filled with hope at what the next twelve months will bring. Now it is time to start again and accomplish some of the things we may not have done last year, or perhaps take our lives in a whole new direction. Money is always […]

Don’t be Afraid to Negotiate with Your Creditor

 By April Lewis-Parks Millions of Americans are becoming anxious because they realize how important it is to reduce their credit card debt.  Some people who are struggling panic and stop making payments because they’re not sure of what else to do – they need to pay their mortgage, car payment or other payments and the […]

Combine Money and Life-Style for Your New Year Resolution

 By Kathryn Katz New Year’s resolutions inspire brazen propositions regarding life style or financial transformations – lose 50 pounds; or pay off all credit card debt. And the success rate is dubious. So why not try a healthy combination? According to a recent survey by TD Ameritrade 27% of those polled said they are less likely […]