Debt

How the Right Financial Mindset Can Help You Pay Off Debt Sooner
The right financial mindset is essential for paying down debt. Use these five tips to change the way you think about your debt and your journey to financial freedom.
Navigating the realities of debt repayment
9 Realities of Debt Repayment that No One Prepares You For
Michelle Jackson explains nine realities of debt repayment that she learned while climbing her way out of debt. Getting into debt is easy, but getting out of debt always proves harder than you think.
Eldery woman with her doctor
Going into Debt After a Cancer Diagnosis
If you went into debt after a cancer diagnosis, you’re not alone. Learn about debt relief options so you can regain control and focus on your health.
Life in college is stressful
Which State Has the Highest Student Loan Debt?
A new study from WalletHub explores which state has the highest student loan debt and which borrowers have the biggest student debt burden.
Best Way to Pay Off Credit Card Debt – Snowball, Avalanche, or Snowflake?
Credit card debt in the U.S. now topples over $1 trillion and the average credit card per household is over $8,000. While many of us endeavor to pay back our debt, some of us gain much more success than others. Why is that? Is there a correlation between debt reduction strategy and personality?
74% of Americans are Getting Married with Debt

A survey of 1,000 couples set to get married in the next 12 months found 3 out of 4 couples will go into debt to tie the knot. And most, 61 percent, say they will use credit cards to pay. But is starting married life saddled with debt a good idea? Here’s what the wedding experts at the Knot say and what Consolidated Credit’s financial expert says. Here are some tips on what you can do to cut cost if you’re getting hitched.

Can You Afford the Cost of Debt?
Another interest rate hike by the Federal Reserve means that the cost of debt for consumers just got higher again. WalletHub has revised their map of cities with the most and least sustainable credit card balances. Can you still afford to pay off your debt in a cost-effective way or do you need debt relief?
Should you file a joint loan application to hold a debt jointly?
Is a Joint Loan Application Better than Single?
As a married couple taking out a personal loan, you have an important choice to make: Do you go for a joint loan application or are you better off single? We explain how to weigh the benefits of each, so you can secure the right financing at a good interest rate.
Learn how to reconsolidate debt if you have a previous consolidation loan and new credit card balances
Can You Reconsolidate Debt?
If you have a debt consolidation loan that you haven’t finished paying off and new credit card balances that you need to pay, you can reconsolidate debt to get lower monthly payments and to help you save money on interest charges. Here’s how…
Who is Most Likely to Default on Student Loans?
Student loan debt problems don’t affect all demographics equally. Learn who is most likely to default on student loans and what you can do if you’ve defaulted on student debt yourself.
Student Loan Payments Might be the Top Gift of 2018
A new study finds that student loan payments may be the top gift of 2018. Borrowers would prefer help with student loan debt over Bitcoin and the iPhone X!
How Do Americans Plan To Spend This Holiday?
Consolidated Credit asked indebted Americans about their holiday spending plan for this year. The results reveal a “gift gap” that’s rivals the wage gap.
10 Money Hacks that Cut Financial Challenges Down to Size
Consolidated Credit helps you take control of monstrous debt with 10 money hacks that can solve budget imbalance so you can achieve financial stability.
Payday Loans and Debt Consolidation
Explore payday loans and debt consolidation options to see how you may be able to consolidate short-term installment debt to find the debt relief you need.
Ronnie Pays Off $50K in Credit Card Debt and Swears Off Credit Cards
Many of us enjoy the convenience of swiping our credit cards. But, too much swiping can lead to serious debt problems. See how Ronnie paid off over $40,000.
Cheat on your credit card homework
Linda P. Discovers It’s Not Hard To Live Without Credit Cards
Linda finds giving up her credit cards wasn't as hard as she thought. A debt management program helped her pay off her debt and realize that cash is king.
Millennials look in all the wrong places for home renovation
Attention Millennial Homeowners: You’re Probably Doing Home Renovation Projects Wrong
A Hearth.com survey finds Millennials are gun-shy about traditional options for financing home renovation projects. But the alternatives are costly.
Life & Debt: Not your typical self-help book, I swear
Debt Sucks but learning to love your debt is the first step to getting rid of it says Leslie Tayne Attorney–Debt Therapist & author of new book Life & Debt.
Infographic: Diagnosing America’s Medical Debt
Sick with medical debt? Find relief. This Infographic shows how out-of-pocket healthcare costs is causing problems for both insured and uninsured Americans.
How Althea Paid Off 20K In Credit Card Debt
Althea's $20K credit card debt were a result of repairs to her floors and what she calls "material foolishness".Consolidated Credit helped her pay it off.