Credit

Here you will find the buzz about what’s going on with credit today. We will look at credit trends, how to get a good credit deal, how to maintain a good credit score and how to use credit cards to your advantage.

The Five Critical Needs of Children

By Jon Noble, Guest Blogger Yes, debt can be daunting.  When most families find themselves struggling with debt or working to resolve their issues, often when both parents are working and the day to day just seems to be a grind, it’s important to take a step back every once in a while and truly […]

Don’t be Fooled by Credit Repair Scams

By April Lewis-Parks When a person is in debt they tend to get desperate because so much is on the line – they could lose their home, car, family and destroy their credit score. They lose sleep over it, don’t perform properly at their job and can become moody, which impacts their private life. They […]

What’s Holding You Back from Negotiating with Your Creditors?

By Kathryn Katz When you’re struggling to put food on the table and a roof over your head, your credit card payments can get behind. If you’re delinquent more than 60 days, you could suddenly find your interest rate has sky rocketed and your minimum payments are more than what was previously expected. If you’re […]

New Rules on How to Get Your Credit Score

You’ve probably seen the “free credit score” tactic used by a variety of companies on television and on the Internet. The company says if you call or click “here” you will automatically receive a free copy of your credit score. And that comes in handy if you are thinking of taking out a car loan […]

Have we come to terms with the realities of money and credit at last?

By April Lewis-Parks While it is not surprising that a large number of Americans have begun to sort out their personal finances in the wake of the economic downturn, they have also become more cautious about opening new accounts, especially credit card accounts. People’s credit card habits have been altered by the recession, according to […]

Cool, Scary, or Scary Cool? Warning Impulse Shoppers – Do Not Get This App!

By April Lewis-Parks People who want to go shopping at local retailers without the hassle of waiting in long checkout lines now have the option of taking on more credit card debt directly through their Smartphones. Here’s how it works: You take a picture of your credit card using an app by Aisle Buyer, and […]

Use Your Credit Reports to Your Advantage

April is Financial Literacy Month so sit back and catch up on your reading by learning how to get your credit reports and use them to your advantage! Getting a free copy of your credit report is easy. You simply order them annually from the three major credit bureaus–Equifax, Experian and TransUnion by visiting AnnualCreditReport.com […]

Don’t Pay Your Taxes With a Credit Card

By Kathryn Katz If you owe the IRS money this tax season and don’t have it available, avoid using your credit card or opening a credit card account for this purpose. It’s not financially productive and can lead to a substantial amount of further debt. Credit card issuers and even the IRS tout the convenience […]

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Love and Money: What Makes Marriage
All is fair in love and war, but what about love and money? We help you understand financial stress so you can avoid ruining your relationship for debt.
Spring Clean Your Credit Card Debt

By Kathryn Katz Why not use spring as a springboard to clean up your credit card debt. With food and gas prices rising it’s time to wipe out any unnecessary spending and pay down your credit cards so you’ll have money for more important things. Credit card debt acts like an anchor for many people […]

5 Simple Steps to Organize Your Finances

By April Lewis-Parks Spring is near and that means it’s time to clean up the winter clutter, from sprucing up your house and yard to organizing your personal finances so you can better monitor your monetary world. Sloppiness in any part of your life can lead to confusion, which eventually leads to mistakes being made. […]

Having a baby can lower you taxes
Top 8 Ways Children Lower Your Taxes
Kids may be expensive, but they can also give you a significant break in your income taxes. Here are 8 ways your kids can lower your taxes when you file.
10 Easy Ways to Start an Emergency Fund

By April Lewis-Parks The car breaks down, the furnace in your house blows, your child needs braces and you don’t have the disposable money to cover the financial consequences. It happens every day and many people are stuck paying by credit card or financing for months into the future at alarming interest rates, putting themselves […]

Be smart about using your credit cards
7 Expenses You Should Never Put On A Credit Card
Some expenses that fall outside of your regular budget should never be put on a credit card unless you want to wind up with serious high-interest debt.
Personal Stories of Debt; How to Overcome and Thrive

By April Lewis-Parks Each year Consolidated Credit holds a short story contest for their clients. The Miss Money Bee writers would like to congratulate the winners and share their inspirational stories with you! Melissa Cupp and Chris Korb are a married couple from Berryton, KS. who’s story begins: Two summers ago, we hit financial rock bottom. […]