Credit

Are You Paying Too Much For Auto Insurance?

People are constantly overpaying for car insurance without even realizing it. Even more surprising is that many people truly believe they are getting the best rates available. Others think that finding low priced auto insurance would take too much time and effort and this is why people keep paying outrageous premiums. Most people never even […]

What Would Your Social Media Score Be?

Are you careful about what you’re putting out on social networking sites? If not, you may want to reconsider as insurance companies have begun snooping on social media sites for the inside scoop on their customers. Even more unnerving is the fact that the information they find about your personal life could be combined into […]

Three tips to accomplish your New Year’s financial resolutions in 2012

New Year’s resolutions that center around your finances are a time-honored tradition in the U.S., and the prospects of accomplishing new goals and enjoying new experiences can make you feel optimistic and positive. But once the holiday high wears off, the hard part kicks in: sticking to your goals. This can be especially true if […]

Five Frightening Financial Pitfalls You Want to Avoid

With the spooky holiday right around the corner, what better time to go over some financial frights you want to avoid at all costs! We constantly read about what we SHOULD be doing to better secure our financial future. But no one ever mentions those scary financial pitfalls that could really bring about financial ruin. […]

Is the Groupon credit card worth your time?
Groupon Credit Card….Good Idea?
Not all credit cards are worth the rewards they promise. We take a look at the new proposed Groupon Credit Card to see if it's worthy of your interest.
Students are a high risk for excessive credit card use
Experts Warn College Kids Against Excessive Credit Card Use
If your kids are on your tab while attending school, be careful that they take steps to avoid excessive credit card use that can lead to debt for you.
What’s Your Revenue Score?

It probably comes as no surprise that credit card companies evaluate your income when determining whether to risk offering you a line of credit, but did you know about the often un-heard of “revenue score?” Calculated by banks, this number weighs in their decision to give you credit.  You might think a revenue score has […]

Debt Collectors Can Help During Identity Theft Crisis – Important Steps to Take For Identity Fraud Victims

Thieves are finding more and more ways to steal people’s identities. From the recently surfaced conversation-recording Smartphone virus to the traditional ATM skimmers (devices used to capture debit card numbers), people are falling into serious financial troubles. Many who fall victim to identity theft aren’t immediately aware of their situation. Nearly 41 percent of victims […]

ATMs — The New Lie Detector?

No this is not a hoax. Gone are the days when ATMs simply dispense cash. New ATM machines in Russia are making customers pay for lying. Sberbank, the state-run bank of Russia, plans to install voice-monitoring polygraphs into ATM machines to determine whether customers are lying when applying for loans or credit cards. When customers […]

Alarming Study Shows that Some Banks Don’t Do Enough to Safeguard Your Information

In the wake of a hacking attack that exposed some of the personal and financial information for hundreds of thousands of customers at the one of the largest lenders in the U.S., a new study shows that many institutions don’t do enough to protect borrowers from fraudulent credit card debt. The study, conducted by Javelin […]

The Five Critical Needs of Children

Yes, debt can be daunting.  When most families find themselves struggling with debt or working to resolve their issues, often when both parents are working and the day to day just seems to be a grind, it’s important to take a step back every once in a while and truly take stock in what is […]

Don’t be Fooled by Credit Repair Scams

When a person is in debt they tend to get desperate because so much is on the line – they could lose their home, car, family and destroy their credit score. They lose sleep over it, don’t perform properly at their job and can become moody, which impacts their private life. They transform from a […]

What’s Holding You Back from Negotiating with Your Creditors?

When you’re struggling to put food on the table and a roof over your head, your credit card payments can get behind. If you’re delinquent more than 60 days, you could suddenly find your interest rate has sky rocketed and your minimum payments are more than what was previously expected. If you’re in financial crisis, […]

New Rules on How to Get Your Credit Score

You’ve probably seen the “free credit score” tactic used by a variety of companies on television and on the Internet. The company says if you call or click “here” you will automatically receive a free copy of your credit score. And that comes in handy if you are thinking of taking out a car loan […]

Have we come to terms with the realities of money and credit at last?

While it is not surprising that a large number of Americans have begun to sort out their personal finances in the wake of the economic downturn, they have also become more cautious about opening new accounts, especially credit card accounts. People’s credit card habits have been altered by the recession, according to a new study […]

Cool, Scary, or Scary Cool? Warning Impulse Shoppers – Do Not Get This App!

People who want to go shopping at local retailers without the hassle of waiting in long checkout lines now have the option of taking on more credit card debt directly through their Smartphones. Here’s how it works: You take a picture of your credit card using an app by Aisle Buyer, and it will use […]

Use Your Credit Reports to Your Advantage

April is Financial Literacy Month so sit back and catch up on your reading by learning how to get your credit reports and use them to your advantage! Getting a free copy of your credit report is easy. You simply order them annually from the three major credit bureaus–Equifax, Experian and TransUnion by visiting AnnualCreditReport.com […]

Don’t Pay Your Taxes With a Credit Card

If you owe the IRS money this tax season and don’t have it available, avoid using your credit card or opening a credit card account for this purpose. It’s not financially productive and can lead to a substantial amount of further debt. Credit card issuers and even the IRS tout the convenience of using a […]

Valentine's Day gift ideas under $20
Love and Money: What Makes Marriage
All is fair in love and war, but what about love and money? We help you understand financial stress so you can avoid ruining your relationship for debt.
Spring Clean Your Credit Card Debt

Why not use spring as a springboard to clean up your credit card debt. With food and gas prices rising it’s time to wipe out any unnecessary spending and pay down your credit cards so you’ll have money for more important things. Credit card debt acts like an anchor for many people who are trying […]