Credit

Here you will find the buzz about what’s going on with credit today. We will look at credit trends, how to get a good credit deal, how to maintain a good credit score and how to use credit cards to your advantage.

Avoiding Credit Card Late Fees

By Jessica Williams

Building A Credit Score Without Using Plastic

By Jessica Williams Many consumers find themselves with a damaged credit score after accumulating a pile of debt on their plastic, which leads them to shy away from these credit cards after they have been paid off. Fortunately, there are numerous ways people can build their credit rating without using their credit cards, such as: […]

Find cash flow with these alternatives to credit cards
Students Have Alternatives To Credit Cards
If you're worried your college student will run up credit card debt, these alternatives to credit cards may help everyone avoid problems with debt.
Nine Steps Towards Cleaning Up Your Credit Score

By Jessica Williams Before you can proactively begin repairing your credit, you need to know where you stand. Pull your credit report from one of the many free online sites, like CreditKarma.com, that offer this service. If you find that your scores are 760 or higher, then you are in good credit standing. If you […]

Simple Ways to Build Good Credit

By April Lewis-Parks Having good credit is one of the cornerstones of maintaining a solid financial profile. Your credit standing will be used in part to determine your eligibility for loans and credit lines, tenancy, employment prospects and depending on the state you live in, auto insurance rates. So whether you’re trying to establish credit […]

Research before applying for that new credit card

Credit counseling services can teach borrowers a lot about credit cards and their intricacies. However, many of these details should be learned well before adding plastic to your arsenal of financial options. According to ABC News, one main area of credit cards many borrowers fail to understand before it’s too late is just how much […]

Things to Consider Before Transferring a Credit Card Balance

  By April Lewis-Parks If your credit card bills are getting out of control and you struggle every month to make your payments, you might be considering transferring your balances to a credit card with a promotional zero percent interest rate. If you are you’re not alone. Balance transfers are a popular option when you […]

4 Things Parents Should Know Before Paying for College

By John McDonough Financial Specialist Shares Ways to Help Your Child While Protecting Your Retirement From $20,000 to $65,000 a year – that’s the tuition cost for one year of college, says John McDonough, a money expert who helps retirees and parents plan for their families’ futures. “For the 2012–2013 academic year, the average cost […]

Top 10 States for Identity Theft: New Website Offers In-Depth Information About Identity Protection

  Identity theft is a national problem, but some states have far more consumer complaints than others, with Florida, Georgia and California topping the list. IdentityProtection.com, a new website powered by Equifax, takes an in-depth look at each of the top 10 states for identity theft, examining state and metro area statistics, examples of widespread […]

How to End a Bad Relationship with Your Credit Card

  By April Lewis-Parks Your credit card may be your best friend when it comes to long shopping trips, booking vacations and your weekly manicure and pedicure sessions, but when the end of the month rolls around and your bill comes due, you may realize that your relationship with credit is more toxic than beneficial. […]

Common Money Blunders that Make it Difficult to Save

By April Lewis-Parks Most people can admit to money or budgeting mistakes that they’ve made once or twice, but for others, certain habits may have developed into a repetitive cycle of bad behavior. A mistake here and there can create a bump in the road when trying to save money, pay down credit card debt […]

New Credit Scoring Model Could Boost Consumers’ Scores

Has your credit been affected by late payments? Or are you trying to rebuild your credit after being unemployed for months? Well, I have good news for you. A new scoring system that could help you boost your credit score is now available. This new credit scoring model doesn’t factor in debts that went into […]

Lowering Your Interest Rate Can Help Reduce Credit Card Debt

By Ines Mato Getting bogged down with credit card debt can be a stressful experience. However, there are ways that you can improve your situation, one being reducing your credit card’s interest rate. While not guaranteed to work, you can achieve this by calling the customer service number on the back of your card and […]

Save money for America Saves Week
4 Easy Ways to Get Involved in America Saves Week and Save Successfully
Not sure where to start to build an effective saving strategy? We offer you four easy ways to get involved in America Saves Week to reach your goals.