The Buzz
Here’s what’s really buzzing on Miss Money Bee today. We’ll help you keep your hive buzzing along so you can reach your goals and take the sting out of life’s financial challenges.

Cash Back Debit Cards: You Don’t Need Credit Cards for Cash Back Rewards

How the Government Shutdown is Affecting Single Moms

Time to Start Planning for Christmas 2018! (No, We’re Not Kidding)

How To Help Houston After Harvey

Tired of living paycheck to paycheck? Adopt creative ways to turn your finances around…
Being forced to rely on your next payday to roll around before you can pay your electric bill or student loan can be stressful. However, if you frequently live paycheck-to-paycheck, you’re not alone. A recent study conducted by CareerBuilder.com revealed that nearly 40 percent of Americans have to wait on each paycheck to make ends […]

33 Ways to Save at the Grocery Store
Are food prices getting to you? Unlike some expenses that you might be able to cut down on or eliminate, food is something that you’re going to have to buy unless you’re growing it yourself. Now you don’t have to lose your shirt at the checkout line. Here are 33 ways to save at the […]
Deceptive money habits that can haunt you
by April Lewis-Parks You’re a frugal person and recognize that paying your bills and keeping balances low is the best way to save money in the end. You may even have a few savvy spending strategies that are guaranteed to keep more money in your purse. For example, cancelling your gym membership and only buying […]
Shop Smart, Shop Now for the Holidays
by April Lewis-Parks OK, I realize that the blazing July sun is probably beating down on you, and that Christmas and the winter holidays seem very far away, but we urge you to start thinking about the 2012 Holiday season. You can save a ton of money and cut down on your January bills by […]

Ways to Save on Independence Day

Supreme Court Upholds Health Care Mandate
Are You Relying Too Much on Credit Cards?
Credit cards have several benefits that can help you better yourself. If used responsibly, they allow you to build a solid credit score, get out of a tight financial jam and enjoy spending perks, such as rewards and discounts. But if you fail to abide by the rule of moderation, you could end up with […]
Don’t go into debt during vacation
The week before vacation you can already feel the summer breeze and you may even be packed and ready to go. But before you say “Sayonara!” to work for a few days, there is still one chore you have to take care of: creating your vacation budget. The words “vacation” and “budget” seem like an […]
Organic vs. Conventional Fruits and Vegetables – When is Spending More Worth the Money…
The frugal savvy experts at Miss Money Bee are all about helping our readers save money –now and in the long run. Not too many people think about the potential health risks of buying groceries. After all, fruits and vegetable are beneficial to our lifestyles, right? While fresh produce certainly beats out fast food burgers […]
Getting Rid of Student Loans – The Easy Way!
Although there’s no magical “easy” button to press when dealing with student debt, there are some great loan forgiveness options available to struggling borrowers. Here’s one interesting way of paying off those student loans: Move to Niagara Falls! That’s right. Lawmakers in Niagara Falls, N.Y. have made a proposition to pay off student loans as […]
Are your finances on autopilot?
by April Lewis-Parks Most people operate under the mindset, “If it isn’t broke, don’t fix it.” This can be a great way to set a routine that works for you and keep to a schedule that helps you avoid forgetting about responsibilities, but when you apply this mindset to your finances, you may be missing […]
What to get dear ol’ dad? We have some suggestions!
Father’s Day is coming up! On Sunday, June 17, be sure to show your dad the love and appreciation he deserves by getting something he really wants. After all, he IS the guy who taught you how to ride a bike, who took you out for ice cream and who bought you video games when […]
Extreme Couponing: K-Cup Edition
by Sijun Li By now, you’ve probably heard of those awesome little coffee cups known as the K-Cup. These single-serving coffee cups are easy and convenient to use – and there’s no mess to clean up! Who has the time to measure and grind up coffee beans in the morning when they’re half asleep? While […]
Five ways to save on cell phone plans
Face time. Status updates. Tweets. Games. Emails. Pictures. Videos. Calculator. Credit card swipes. GPS. Music player. Online Shopping. Personal assistant. The list goes on and on and on. What can’t you do on your cell phone these days? As technology advances, so do the endless possibilities of owning a cellular device. Having a cell phone […]
Save money after moving into a new home
So you finally found a place to call home! You did your research, got a loan, and now have your perfect home. New homeowners face a number of expenses as soon as they move into their new space. From paying for repairs to buying furniture, costs can add up pretty quickly. This makes saving money […]
Budgeting during summer vacation
It’s that time of the year again – Summer! The kids are out of school, the sun is out bright and early, and it’s time to take that much needed vacation. But in this economy, it’s important to budget for everything. Whether it be a night out or a week-long getaway, knowing how much you […]

Are you prepared to combine finances with your partner?
The process to combine finances after marriage can be a smooth ride or the start of a rocky road to divorce if you're not careful and on the same page.
Is Your Purse Ready for Summer?

4 Tips to Save Money on Medical Bills
Set Smart Money Goals During Financial Literacy Month
Spring cleaning isn’t just for your house. You can also spend some time spring cleaning your finances. April is Financial Literacy Month, a great chance for you to evaluate your current financial situation and set some new financial goals. Maybe you want to finally pay off your credit card debt, or start saving for your […]
7 Year-End Tax Tips: How You Can Save Money
Even though you usually think of April has tax time, the reality is you can prepare and save all year long. Wouldn’t it be nice to worry less about the amount you’re going to pay to dear old Uncle Sam! 2011 is coming to an end and you need to take a look and to […]
2012 Money Resolutions: Cut Costs and Dissolve Debt
Start 2012 off on the right foot with a clear and concise financial plan. With holiday spending over, consumers must face the reality of what was spent. The stress of holiday overspending often leads to depression and anxiety. However, it is not how much a person owes, but how the debt affects them and what […]
Panic Sets in and People Spend on Impulse… The Countdown has Begun!
What do you have left on your shopping list? A survey from the National Retail Federation found that most people still had half of their shopping to do, and 37% hadn’t even started. Less than 10% were finished, so it’s safe to say many of us are procrastinators. Debt problems can be very stressful and […]

4 Days until Christmas: 4 Last Minute Christmas Gifts for $10 or Less
Did you say rebate? How to use great rebate deals.
By Barbara Braunstein, a guest blogger With the Holiday season approaching and retailers and manufacturers fighting for your dollars, many will offer rebates. Rebates are a great way to buy virtually anything for less. Before you spend your hard earned money counting on the rebate remember to make sure that you will reap the rebate […]
Top 3 Tips to Avoid Credit Card Debt During the Holidays
There are few things better during the holidays than finding the perfect gift for someone you care about, but sometimes the relief that comes with scouting out the right present for your new mother-in-law or a great accessory for a close friend can come with a heftier price tag that you planned. This sometimes leads […]
Thanksgiving Decorating on a Dime
Decorations and family activities help make Thanksgiving it a memorable day. Decorating for the holidays can run up a hefty bill, but this year it doesn’t have to. Your décor can be traditional and fun all while remaining budget friendly. Decorating on a Dime Tips: Search Around your House: Buy scented candles and then hunt […]
Spending to save: Find the best Black Friday deals
Black Friday is almost upon us and you may already be finalizing your holiday gift list to get an early jump on your shopping. Braving the crowds on Black Friday can be a great, albeit tiresome way, to save money during the holiday season. But it’s no secret that dragging yourself out of bed at […]
How to Avoid Identity Theft During Tax Season
Consumers should protect themselves against online identity theft and other scams that increase during and linger after the filing season. Such scams may appropriate the name, logo, or other appurtenances of the IRS or U.S. Department of the Treasury to mislead taxpayers into believing the communication is legitimate. Scams involving the impersonation of the IRS […]
Valentine’s Day, To Bee or Not to Bee… Costly
This Valentine’s Day, couples are once again eager to shower their loved ones with special gifts. According to the National Retail Federation’s 2011 Valentine’s Day Consumer Intentions and Actions Survey, the average person will spend $116.21 on traditional Valentine’s Day merchandise this year, up 12.8 percent over last year’s $103.00. As one would think, […]

7 Expenses You Should Never Put On A Credit Card

Money Smart Wedding Planning

How To Avoid Wedding Bills & Have Wedded Bliss
Managing Personal Finances in 2011
It is the end of a decade and with a New Year comes new possibilities to forge a solid personal finance plan. Incorporating positive change to get out of debt and live a less stressful life is the goal of many Americans as we tread into the second decade of the millennium. We would like […]
Don’t be Afraid to Negotiate with Your Creditor
Millions of Americans are becoming anxious because they realize how important it is to reduce their credit card debt. Some people who are struggling panic and stop making payments because they’re not sure of what else to do – they need to pay their mortgage, car payment or other payments and the credit card […]
How to Prevent the Holiday Spending Spree from Impacting Your 2011 Budget
You threw frugality out the window for a couple months but now the spending is over and reality is setting in. Credit card bills are coming due and you must pay them off while setting up your New Year Budget. Hopefully you put enough money away to eliminate your debt, unlike over 13 million Americans […]
Financial Planning Dos & Don’ts
During these uncertain economic times, financial planning has become a challenge. Here are a few financial planning suggestions that can add to your peace of mind about financial matters and simplify your life: At least once a year, write down your investment goals and what strategy you will use to reach them. This will keep […]
Beware of Gift Card Fees
Not everyone enjoys shopping – the crowds, the time it takes to check out and the hassle of trying to find the perfect gift for a variety of people with differing tastes. That’s why gift cards are so convenient. There are two types of gift cards. The first is the retail gift card, which is […]
Avoid These Holiday Bloopers!
To avoid making the holiday blooper list treat these gifts as if they were the equivalent to your Aunts tuna surprise pie – in other words, stay away! Destructive Toys: Sure that water gun that squirts a laser of water sounds cool. But what do you think the kid you’re giving it to is going […]
5 Ways to Beat the Holiday Financial Heat
Your bank account is nearly empty, you have bills to pay, and it’s the holiday season. Your head is thumping from the stress and you still have gifts to buy and a holiday party to plan for in just a couple weeks. Americans all over the country are facing the same dismal financial reality. […]
Holiday Budgeting: Making Tough Choices in a Recovering Economy
The holiday season is officially here and you might be tempted to pull out the credit cards and charge this year’s holiday gifts, but we have some tips to help you get the most out of your holiday shopping: Create a Holiday Budget – Don’t start your holiday shopping until you know how much you have to […]

Are You a Social Shopaholic?
4 Frugal Tips for The Thanksgiving Holiday
The holiday season is officially here! Thanksgiving is exactly nine days away, Black Friday is exactly 10 days away and Christmas is a little more than six weeks away! So, that being said and with the intention of helping you prepare for a fun and frugal Thanksgiving holiday, I have compiled a short list of helpful frugal […]
Shopping Pitfalls to Avoid & Tips to Make the Holidays a Breeze
The start of November whispers “the holiday’s are almost upon us…” while retailers scream “Start Shopping!” For many stores the holiday season has already begun. I went into a large chain retailer two weeks before Halloween and they were already decked out for Christmas. Trees were blazing with colored lights, plastic carolers were moving and […]
6 Easy Credit Tips For The Holiday Shopping Season
1. Know Your Credit Limits Don’t get sidetracked by that amazing deal on a 42’ flat screen TV during your holiday shopping. Why you ask? When you check out at the register and are declined because you don’t have enough credit left on your card, you may find yourself feeling financially irresponsible and a tad […]

Is Your 401k Plan Costing You Money?
Teach the Next Generation How To Stay in the Black
Give a Lasting Holiday Gift Break the Holiday Overspending Cycle I know Halloween is just behind us, but thousands of Americans overspend during the holiday season adding to existing debt loads, so I wanted to chime in early about how to avoid the unfortunate consequences of spending beyond your means. I want to encourage you […]

Top Five Fightening Credit Card Tricks that Last Beyond Halloween!
Last Minute Halloween Shopping
Halloween is a few days away. Do you have your Halloween costume? If not, you don’t have to panic. You can still get your Halloween shopping done before the witching hour. However, before you rush out to the local Halloween store, get a plan together. Online Shopping You can still order your Halloween costume online. […]
Barter Your Way to Financial Savings
Remember the barter system? You probably learned about it in school. Well guess what – it’s back. If you need your car worked on or maybe the inside of your house painted ask yourself what you could trade or what services you could provide in order to get those things done. And the best part […]

Marriage and the Money Blame Game

Is the Department of Justice Trying to Save You Money?
What Part of Your Finances Should You Automate?
From cable bills, to utility, to mortgage and school loans – you can automate it all and let other people do your bill paying for you. But is that really the wise thing to do? Should you allow your billers access to your accounts, the privilege of taking your hard earned money and directing it […]
Trick or Treat Spending on the Rise, Frightening Frugal Way to Have Boo-tiful Halloween
Happy autumn everyone! Now that back-to-school shopping has subsided, people start planning for the holiday season. Some reports show that Halloween is now the second most expensive holiday after Christmas but most people overlook the holiday when it comes to budgeting for expenses. As families feel the weight of the US economy more and more, […]
Money Won’t Bring Happiness Unless You’re Spending it Correctly
So you think a new car, a few pairs of new shoes or a top of the line flat screen will make you happy? Chances are they will, but not for very long. Most people receive that initial high when they purchase something expensive but it wears off and they soon find themselves shopping for […]
More People Falling into Business Credit Card Debt Traps
This week, Senator Charles Schumer made headlines again after he asked the Federal Reserve to provide more protection for consumers against business card issuers. The Credit Card Accountability, Responsibility and Disclosure Act that went into full effect on August 22 does not affect business card companies. The Associated Press reports that Schumer wrote a letter with the […]
6 Tips for Dealing with Debt Collectors
When you have a lot of debt, you can find yourself at breaking point when debt collectors are practically knocking at your door, calling your phone non-stop, and demanding that your pay their bills. However, there’s a right way and wrong way to handle a debt collector. We’re going to dive deep into common mistakes […]

COVID-19 Scam Alert
Be aware of consumer scams as the pandemic continues. Federal agencies have identified seven scams that prey on consumers’ anxiety and desire to help others in need. Read on for the details and tips on how to remain vigilant and what to do if you’ve fallen victim.

Working Remotely Can Help You Save and Even Earn More

How to Save Money and Still Have Fun

7 Ways to Save Money on a Road Trip

How the Right Financial Mindset Can Help You Pay Off Debt Sooner

9 Realities of Debt Repayment that No One Prepares You For

Is the Afterpay payment method good for your wallet?

Making More Money? Be Careful Not to Rack Up More Debt
It’s easy to overspend on a credit card when the money starts to roll in. By: Deb Hipp For the last two years, I’ve scraped by on a tight budget. First, I had to save enough money to work full-time as a freelance writer. Then I had to be even more frugal while I built up […]

Smart Holiday Shopping Tips for 2018

Going into Debt After a Cancer Diagnosis

Americans are Already Strapped for Cash Ahead the Holidays

6 Mistakes To Avoid When Teaching Your Kids About Money
‘Lead by example’ couldn’t be a truer saying when it comes to teaching children about personal finance. But, as many of these great quotes, it’s much easier said than done.
Instant access to credit cards, the ability to finance pretty much everything, and the never-ending hamster wheel of “keeping up with the Joneses” can make being a role model really challenging. But ignoring it isn’t an option either if you want to raise financially responsible adults. After all, debt can destroy a person’s entire adulthood, and it can quite literally happen in the blink of an eye…

The Average Age of a Child Identity Theft Victim is 12 Years Old
Identity thieves are always on the prowl. And when it comes to identity theft, children are not off limits. What are the telltale signs that your child’s identity may have been stolen and what can you do to fix and reclaim it? Read on for the details.

What’s Your Personal Saving Rate?

Reducing the High Cost of Credit Card Debt

Which State Has the Highest Student Loan Debt?

What is Economic Abuse?
