spending habits
More Women Confess to Hiding Purchases
By Kelly Dilworth (CreditCards.com) Several times a month, my husband and I sit down at our computer, open up the personal finance software Quicken and audit our personal spending. The semi-weekly ritual has helped us spot problems with our spending early on (such as our frequent trips to the luxury grocer a few blocks from […]
Hidden Credit Card Perks That Consumers May Be Unaware of
When it comes to credit cards, we as consumers have been told time and time again to read the fine print. Of course this was created to insure that the credit card lender is protected at all times, however credit card terms and agreements are not always out to get you. A lot of the […]
Steps to Creating a Personal Budget
It takes 21 days to build and keep a habit. This is a great thing to remember when starting and maintaining a good financial personal budget. How and what you choose to spend your money on will dictate the outcome of how minor or major your budgeting process will have to be. One thing for […]
Tired of living paycheck to paycheck? Adopt creative ways to turn your finances around…
Being forced to rely on your next payday to roll around before you can pay your electric bill or student loan can be stressful. However, if you frequently live paycheck-to-paycheck, you’re not alone. A recent study conducted by CareerBuilder.com revealed that nearly 40 percent of Americans have to wait on each paycheck to make ends […]
Deceptive money habits that can haunt you
by April Lewis-Parks You’re a frugal person and recognize that paying your bills and keeping balances low is the best way to save money in the end. You may even have a few savvy spending strategies that are guaranteed to keep more money in your purse. For example, cancelling your gym membership and only buying […]
Live A Charmed Life On A Meager Income
by April Lewis-Parks You may frequently envision yourself living a fabulous lifestyle that involves jet-setting to Europe for the summer, wearing vintage clothing and learning Italian or the art of gourmet cooking. Then your paycheck brings you back down to Earth. Despite what you may have heard, you don’t need a six-figure income to do […]
5 Things to Consider Before Spending
People all across the United States changed their spending habits since the recession hit in late 2007. Pinching pennies and paying off debt became the new way to live. Splurging for big purchases was simply out of the question, even if it was for something useful such as a new appliance or electronic device. […]
5 Money Saving Habits that Could Break the Bank
When you’re trying to save money, sometimes well-meaning practices, like clipping coupons, could result in you spending more money at the end of the month if you’re buying items that you don’t need. Rather than saving a few dollars here and there, you’re spending a lot more than you’re saving. Here are some money saving […]
2011 New Year’s Resolution: Get Out Of Credit Card Debt
Getting out of debt, typically credit card debt or unsecured debt, is one of the most popular New Year’s resolutions every year. With 2011 literally around the corner, we want to help you get closer to that goal by reinforcing positive financial decisions. Here are some tips and ideas for getting out of debt in […]
Fantasy Sports Widow Survival Guide
It’s that crazy time of year where many professional sports tend to overlap. Football, basketball, and hockey are all about to begin and the baseball season is coming to a close. It’s no surprise that this is the time of year where women tend to lose their men to sports. Simply watching games has become […]
Money Won’t Bring Happiness Unless You’re Spending it Correctly
So you think a new car, a few pairs of new shoes or a top of the line flat screen will make you happy? Chances are they will, but not for very long. Most people receive that initial high when they purchase something expensive but it wears off and they soon find themselves shopping for […]