secured credit cards

Building A Credit Score Without Using Plastic

Many consumers find themselves with a damaged credit score after accumulating a pile of debt on their plastic, which leads them to shy away from these credit cards after they have been paid off. Fortunately, there are numerous ways people can build their credit rating without using their credit cards, such as: No. 1 – […]

Students Have Alternatives To Credit Cards

Warning on Prepaid Debit Cards

In an effort to reduce their credit card usage and avoid high interest rates, many Americans are turning towards prepaid debit cards. Partially, because they think it will help control their spending, but also because credit card companies are actively pushing consumers with low-income and/or bad credit towards this new, emerging product. On the surface, […]