saving

What’s Your Personal Saving Rate?

High School Students Lack Education on Financial Topics

Most personal finance experts and credit counselors agree that the earlier someone is educated on basic financial topics and money management, the more equipped they will be to make wise financial decisions in the future. Studies have demonstrated that young adults who gain a firm understanding of the importance of budgeting, building and managing their […]

Have you fallen behind in saving for retirement?

by April Lewis-Parks Everyone knows that saving for retirement is an important step in building a sound financial profile. When you’re paying off student loans, saving for a new car or simply trying to pay down this month’s credit card balance, saving money for retirement (that could be decades away) doesn’t seem like a priority. […]

Top 3 Budget Blunders – And How to Work Around Them

Creating a budget is one of the most common and popular ways to save money, eliminate your debt, and plan ahead for that adventurous vacation you are organizing, but sometimes, planning every single expense, down to your last latte, can backfire. Maintaining a strict budget is a great way to cut out discretionary purchases, track […]

Four smart financial moves to make in 2012

Financial resolutions are pretty standard in today’s economic climate and strengthening your financial position is a lifelong goal that that never goes out of style. Becoming financially fit takes times, energy and resilience. But if you visualize your goals each time you make a financial decision – and ask yourself whether this transaction will help […]