saving money

Americans are Already Strapped for Cash Ahead the Holidays
Holiday spending often turns into credit card debt. These tips can help you minimize debt if you’re already strapped for cash ahead of the holidays.
Are You Afraid of Outliving Your Retirement Savings?
Many Americans fear they won’t have enough money to live comfortably during retirement. We explain how avoid outliving your retirement savings.
How Much Should You Have in Emergency Savings?
Emergency savings is essential to cover unexpected expenses like home and car repairs, as well as to give you a financial safety net in case you lose your job or can’t work due to a medical emergency. But how much should you have in emergency savings and how much do average Americans actually save?
10 Money-Saving Summer Budget Tips
It’s the official start of summer 2018, which makes it the perfect time to set a summer budget so you can avoid credit card debt and achieve your goals. Consolidated Credit offers 10 money-saving tips.
8 Money-Saving Ideas for Mother’s Day 2018

By the time Mother’s Day rolls around, Americans would’ve have already spent $23.1 billion on gifts for mom, according to the National Retail Federation(NRF). Mothers are special in every way. How can you spoil that special mom or mother figure in your life without going into credit card debt? Here are 8 money-saving ideas.

End of Year Financial Tips
As we approach New Year, it’s time to get your finances organized for 2018. Consolidated Credit offers end of year financial tips to help you get started.
Tiny houses: big rewards, bigger challenges
Big Leap to a Tiny House Lifestyle
Downsizing to a tiny house may save money over time, but the upfront costs and restrictions in location can present sizable challenges for most families.
You can save money without going crazy with extreme couponing
Extreme Couponing Isn’t All That Extreme
You may think you have to go crazy with extreme couponing if you really want to save money, but the truth is you can get great deals without getting crazy.
DIY and how to save money at Home Depot
12 Ways to Save Money at Home Depot
Home Depot is a great place to shop to avoid paying a contractor, But you have to be savvy if you really want to save money at Home Depot with DIY.
Go Ahead and Be a Sellout

By Jennifer Derrick A long time ago I had high artistic ideals. I wanted my work to change the world, to bring awareness to important issues, and to be “great.” That lasted until I was out of college. That’s when I realized that I had to eat, pay rent, and fill up my gas tank. […]

DIY Thursday: Create the perfect meal for your mom this Mother’s Day

By Jessica Williams Mother’s Day is a day set aside to honor all of the mothers of the world. This year, give the mother in your life a day off and cook her a full meal that includes drinks, appetizers, and a dessert. Here are some recipes that won’t cost you much money or time, […]

Cashless toll roads and rental cars: 6 tips

By Melody Warnick The advent of electronic-toll highways was designed to make traveling down toll roads easier for harried drivers. Goodbye brake lights, lines of cars and fumbling for coins, hello electronic transponders and license plate-readers. But if you’re in a rental car in an unfamiliar city, driving on an e-toll road with no cash […]

7 signs you need to cash in your rewards – now!

By Tony Mecia Some people collect baseball cards. Others favor classic cars or coins. But one item you should not hoard, experts say, is credit-card reward points. It can be tempting to stockpile reward points and envision a far-flung, luxurious vacation someday, paid for with the trove of airline frequent-flier miles and hotel points you’ve […]

How Some are getting Paid to Lose Weight

By Jeffrey Strain Would you be willing to put money where your mouth is and bet that you could lose a certain amount of weight over a certain amount of time? If money is a motivating factor to help you accomplish goals you want to achieve, then the social dieting website DietBet may be exactly […]

Money saving strategies for single parents
Money-Saving Strategies for Single Moms & Dads
Single parents often struggle to make ends meet with only one income to support the household. These money saving strategies can improve your budget.
DIY Thursdays: How to DIY and SAVE at the Same Time

By Jessica Williams DIY projects all have the hidden agenda of saving you money. When you begin to take a look at your finances, chances are that you will begin to see exactly how much you are overpaying for everyday conveniences. From ordering take out a few time a week to paying for a cleaning […]

Workouts You Can Do at Home to Avoid Gym Fees

Guest Post by Niccole Schreck. More than two-thirds of Americans with a gym membership (67 percent) never use them, according to Club Industry, a fitness industry source. With the average cost of a gym membership at a whopping $55 per month, that’s a lot of money going down the drain. Exercising at home is much […]

Why Are Teens Horrible When It Comes to Dealing with Finances

By Jessica Williams A lot of people have made bad financial decisions, but teenagers are definitely guilty of making mistakes with money as they have no real understanding of the value of money or money management. As parents, it is up to us to teach them the proper responsibilities that come with both spending and […]

DIY Thursdays: Inexpensive Last Minute Holiday Gift Ideas

By Jessica Williams With less than a week left until Christmas, your holiday budget is probably starting to run out. But before you let the panic set in, let us help you to get organized while saving some money. First make sure you have a list of all those who you still need to purchase […]

DIY snow globes make the holidays merry
DIY Thursdays: Create a Holiday Inspired Snow Globe
Decorating for the holidays doesn't have to break the bank. We show you how to create DIY snow globes at home to make your holidays merry and bright.
Be Frugally Creative With Your Holiday Gift Giving This Year

By April Lewis-Parks This is the time of year where you belly is full of food, your soul is full of joy, and your wallet is full of the trace of money that once resided there. With so many back to back commercials, catalogs, radio advertisements, and other printed advertisements, this time of year can […]

Don’t Become a Victim of Apartment Rentals Scams

By Jessica Williams When you are looking to move into a new apartment or you are traveling and in need of a week long apartment property reservation, the last thing that you want to be faced with is a rental scam. Scam artists are always on the prowl for potential bait. They seek out prospective […]

Ways To Save Money On Your Dry Cleaning

By Jessica Williams Professional dry cleaning bills can be quite costly, and if you are of the many American’s that make regular weekly drop off and pick up trips to the cleaners, then you are draining your finances. Rather than giving it up, here are a few budget-friendly tips that you should follow to save […]

Save Without Making Any Major Sacrifices

By Jessica Williams

3 Steps to Boost Your Savings This Year

By Ines Mato Many people begin the New Year excited about accomplishing their financial resolutions, but they become discouraged when they feel they are not reaching their goals fast enough. In response, many give up and revert back to negative spending habits that are detrimental to their futures. Saving consistently is challenging, but it’s important […]

Saving Money for the Holiday Season

by April Lewis-Parks The holiday season is quickly approaching and as it gets closer you might feel like your income is getting smaller. Between travel, gifts, food and parties, you may shell out a great deal more money in the next 2-3 months than you normally would, leaving you with either a smaller savings account […]

Top Three Worst Excuses for Not Saving

by April Lewis-Parks Everyone knows saving money is one of the most crucial ways to build a stronger financial profile and safeguard your future, and you won’t find a person in the world who disagrees. So when it comes to a universally recognized rule for financial success, why are so many people so far behind […]

Is It Time For Plastic Surgery?

By Ines Mato Many Americans are convinced that saving money is a waste of time. Why should they save if they can borrow money every time they need it? A big problem begins when an unexpected event doesn’t allow a person to make the minimum payments on their credit cards. It’s then when people realize […]

Smart Tips To Keep You Committed To Your Savings Goals

by April Lewis-Parks Many people are natural-born savers and have no difficulties scaling back on spending and putting the bulk of their income into different savings vehicles. But for other women, saving money can be challenging. You may get into a really good money-saving rhythm initially and then fall back into your old spending habits. […]

Are your finances on autopilot?

by April Lewis-Parks Most people operate under the mindset, “If it isn’t broke, don’t fix it.” This can be a great way to set a routine that works for you and keep to a schedule that helps you avoid forgetting about responsibilities, but when you apply this mindset to your finances, you may be missing […]

Five ways to save on cell phone plans

By Sijun Li Face time. Status updates. Tweets. Games. Emails. Pictures. Videos. Calculator. Credit card swipes. GPS. Music player. Online Shopping. Personal assistant. The list goes on and on and on. What can’t you do on your cell phone these days? As technology advances, so do the endless possibilities of owning a cellular device. Having […]

Save money after moving into a new home

By April Lewis-Parks So you finally found a place to call home! You did your research, got a loan, and now have your perfect home. New homeowners face a number of expenses as soon as they move into their new space. From paying for repairs to buying furniture, costs can add up pretty quickly. This […]

Is Your Bank Account Working for You?

by April Lewis-Parks You already know that unnecessary purchases chip away at your bank balance quickly, but what about fees and overdrafts? If you’re empowering yourself to manage your money more responsibly and build a healthy savings cushion, your bank account is one of the first places you should look to see if you are […]

Have You Fallen Into These Three Common Spending Traps?

 by April Lewis-Parks You vowed to only buy one book, but before you know it, you are walking out the door with three. But it was buy two, get one free, right? Wrong. You have just fallen into a common spending trap that encourages you to spend more than you planned and break your carefully […]

Know the Difference Between ‘Good’ and ‘Bad’ Debt

Whenever we talk about debt it’s usually negative and in most cases for good reasons! Credit card debt might be preventing you from saving money and high student loan payments may leave little room for traveling and experiencing the finer things in life, but the truth is that not all debt is created equal. We […]

When should you tap into your emergency savings?

by April Lewis-Parks Saving money for unexpected expenses so important! A rainy day fund can not only keep you covered should your car break down or if you are saddled with a medical expense, but it can also protect you from having to drain your hard-earned savings or max out your credit cards. But having […]

Get Serious About Saving Money

This is a guest post from Philip Taylor, who blogs daily at PT Money: Personal Finance, where the focus is on making money, saving money, and spending money wisely.

2012 Money Resolutions: Cut Costs and Dissolve Debt

Start 2012 off on the right foot with a clear and concise financial plan. With holiday spending over, consumers must face the reality of what was spent.  The stress of holiday overspending often leads to depression and anxiety. However, it is not how much a person owes, but how the debt affects them and what […]

Online Grocery Shopping the Latest Savvy Shopper Trend

By Courtney Hall Do you dread the thought of having to go grocery shopping? Well the answer to your problems is here, online grocery shopping is the newest savvy shopper trend people are taking a liking to. In fact, it has become quite popular for people who live in the city with limited transportation and […]

Back to School – Money Saving Ideas

By Jon Noble, Guest Blogger Ok, don’t panic.  Preparing to go back to school doesn’t have to be expensive or done all at once.  Here are some tips that can help your child get ready for school without busting your budget. Search online and see if your State offers a “Tax Free Holiday”.  Some States […]

New Swipe Fees Could Cost You

Will new swipe fees put plastic on ice? Debit cards: Take out a little piece of plastic, swipe, approve, done. Cash: Dig through your wallet to see what bills you have, take out the correct number of bills, wait for your change, put money back into wallet, careful not to drop any coins, wallet becomes […]

Group-Buying Made Easy with Dealery

By April Lewis-Parks Love daily deals but don’t have time to visit every site and read every email? Dealery  (http://dealery.com/) aggregates daily deals from numerous group buying and deal sites and brings them together in one place. Groupon and Living Social have redefined the way a lot of businesses draw in new customers, but there […]

Saving Money on Mother’s Day Gifts

By Kathryn Katz Mother’s Day is May 8th, and retailers are gearing up to entice people to the stores to buy for mom. Depending on your budget, you might find fitting mom into your monthly expenses a little tough. The average gift for mom is $127, and if you haven’t planned on the expense, you […]

5 Money Saving Habits that Could Break the Bank

By Kathryn Katz When you’re trying to save money, sometimes well-meaning practices, like clipping coupons, could result in you spending more money at the end of the month if you’re buying items that you don’t need. Rather than saving a few dollars here and there, you’re spending a lot more than you’re saving. Here are […]

Are You Still Shopping?

By Kathryn Katz During the month of January, post-holiday sales and clearance advertisements have littered print, TV, radio and internet. Recent retail forecasts are projecting that consumers are continuing to spend into New Year. Many shoppers are rushing to the store to get these great deals before they dry up. However, the question remains, “How […]

How Much are You Saving?

By Kathryn Katz Believe it or not, by saving just a little bit more and choosing the right savings vehicle, you can end up saving big over a period of time. Right now the average personal savings rate is 5.3%. If you’re the average American that makes $49,777 after taxes, then you’re looking approximately $2,638 […]

4 Frugal Tips for The Thanksgiving Holiday

By: Samantha Savory The holiday season is officially here! Thanksgiving is exactly nine days away, Black Friday is exactly 10 days away and Christmas is a little more than six weeks away! So, that being said and with the intention of helping you prepare for a fun and frugal Thanksgiving holiday, I have compiled a short list […]

6 Easy Credit Tips For The Holiday Shopping Season

By: Samantha Savory 1. Know Your Credit Limits Don’t get sidetracked by that amazing deal on a 42’ flat screen TV during your holiday shopping.  Why you ask?  When you check out at the register and are declined because you don’t have enough credit left on your card, you may find yourself feeling financially irresponsible […]

Stop Spending Money at Work

By Kathryn Katz Work is not just sitting in a cubicle or office staring at a computer, driving a truck or teaching in a classroom. It’s the place where you spend the majority of your life, and unwittingly for many people, a place where money is spent. If you are trying to bolster your savings […]

Discussing Finances on Social Networks: Is it Safe?

By Kathryn Katz Is it really safe to use Tweet What You Spend, Blippy and Bundle to track your expenses or to even discuss your personal spending habits? In a world rife with identity thieves and other financial predators isn’t it wise to keep some modicum of privacy, especially when it comes to your hard […]

Tips for Deducting Job Hunting Expenses

By April Lewis-Parks You can’t get experience without a job, and you can’t get a job without experience; but did you know you can’t get a job without spending money? Job hunting can set you back a pretty penny, but there is a reprieve. Some job hunting expenses may be tax deductible and others won’t. […]