personal loans

Should you file a joint loan application to hold a debt jointly?
Is a Joint Loan Application Better than Single?
As a married couple taking out a personal loan, you have an important choice to make: Do you go for a joint loan application or are you better off single? We explain how to weigh the benefits of each, so you can secure the right financing at a good interest rate.
Learn how to reconsolidate debt if you have a previous consolidation loan and new credit card balances
Can You Reconsolidate Debt?
If you have a debt consolidation loan that you haven’t finished paying off and new credit card balances that you need to pay, you can reconsolidate debt to get lower monthly payments and to help you save money on interest charges. Here’s how…
Credit is getting easier to find, Fed says

By Tim Mullaney (USA Today) The nation’s banks are slowly loosening the reins on credit, a survey of bank lending executives by the Federal Reserve said Monday. The clearest changes in the last three months came in commercial lending and in personal loans other than mortgages, the central bank said in a quarterly report released […]