personal finances
YOLO: When is it OK to splurge?
To keep your finances in check, don’t buy what you can’t afford, say the experts. You save up. You build an emergency fund, max out your 401(k) contributions and never resort to carrying a credit card balance. But when is it OK to break the rules and follow that little voice that urges you to […]
Organize for Tax Time
by April Lewis-Parks It is that taxing time again! If you have not filed yet and are dreading it because you’re not organized, we have some tips from the organizing expert Jennifer Ford Berry, author of the best-selling book Organize Now! A Week-by-Week Guide to Simplify Your Space and Your Life. Ms. Ford gives advice […]
4 Signs Your Finances Are in Trouble
We all have months where our finances may be stretched a little thin and it’s challenging to stay within our budgets, but there is a big difference between pinching pennies and entering into a dangerous money situation where your personal finances may be in trouble. Recognizing that you are headed down a rocky financial road […]
How Much are You Saving?
Believe it or not, by saving just a little bit more and choosing the right savings vehicle, you can end up saving big over a period of time. Right now the average personal savings rate is 5.3%. If you’re the average American that makes $49,777 after taxes, then you’re looking approximately $2,638 in yearly savings. […]
Discussing Finances on Social Networks: Is it Safe?
Is it really safe to use Tweet What You Spend, Blippy and Bundle to track your expenses or to even discuss your personal spending habits? In a world rife with identity thieves and other financial predators isn’t it wise to keep some modicum of privacy, especially when it comes to your hard earned money? Well […]