personal finance
6 Mistakes To Avoid When Teaching Your Kids About Money
‘Lead by example’ couldn’t be a truer saying when it comes to teaching children about personal finance. But, as many of these great quotes, it’s much easier said than done.
Instant access to credit cards, the ability to finance pretty much everything, and the never-ending hamster wheel of “keeping up with the Joneses” can make being a role model really challenging. But ignoring it isn’t an option either if you want to raise financially responsible adults. After all, debt can destroy a person’s entire adulthood, and it can quite literally happen in the blink of an eye…
5 Essential Finance Tips for High School Seniors
Personal Perspectives on Financial Independence
Your Thirties Can Kill Your Finances
By Jennifer Derrick When it comes to living dangerously with your finances, it seems as though your thirties are the most dangerous decade. Obviously you have to be mindful of your money habits throughout your life because it’s possible to screw up with you’re very young and very old, but special care should be given […]
7 signs you need to cash in your rewards – now!
By Tony Mecia Some people collect baseball cards. Others favor classic cars or coins. But one item you should not hoard, experts say, is credit-card reward points. It can be tempting to stockpile reward points and envision a far-flung, luxurious vacation someday, paid for with the trove of airline frequent-flier miles and hotel points you’ve […]
Hidden Credit Card Perks That Consumers May Be Unaware of
When it comes to credit cards, we as consumers have been told time and time again to read the fine print. Of course this was created to insure that the credit card lender is protected at all times, however credit card terms and agreements are not always out to get you. A lot of the […]
Establish Your Personal Financial Plan
When you hear people encourage you to develop a “financial plan” it can sound dry and boring. This is probably why many people put off developing a set of goals until much later in life. The problem with this is that by then, they may not have realized all of the lost opportunities for saving, […]
Common Money Blunders that Make it Difficult to Save
Most people can admit to money or budgeting mistakes that they’ve made once or twice, but for others, certain habits may have developed into a repetitive cycle of bad behavior. A mistake here and there can create a bump in the road when trying to save money, pay down credit card debt or eliminate student […]
Organizing Your Finances Can Simplify Money Management
Many people think that sufficient income and limited debt are the keys to a healthy financial picture, but don’t underestimate the importance of organization in a solid financial profile. While it may be difficult to see the positive results of a good filing system on your overall fiscal health, a recent CNN Money article highlighted […]
Get Serious About Saving Money
This is a guest post from Philip Taylor, who blogs daily at PT Money: Personal Finance, where the focus is on making money, saving money, and spending money wisely.
Financial Round-Up: 1 in 4 Americans Have No Money Left Over Every Month
Millions of Americans are still struggling financially even as the country’s economy slowly tries to recoup from the recent recession and a new poll has found that saving is taking the back burner when it comes to making financial priorities. Two factors that may be affecting consumers saving habits across the country is unemployment, which […]
Practical Tips to Help Better YOU
It’s almost beginning of a brand new season and nothing is better than starting it off on a positive note! You can start by taking simple steps to better improve yourself. No one is perfect and we all have rough days, sometimes we may even take it out on those closest to us. But how […]
New Guidelines for Debt Collectors Seeking Payment from Relatives of Deceased Debtors
After 119,000 consumer complaints were filed with the Federal Trade Commission in 2009 regarding harassing debt collectors and their deceptive practices, new proposals and guidelines have been released for debt collectors seeking to be paid from relatives of deceased debtors. At Miss Money Bee, we aim to keep our readers informed on the latest personal […]
Have we come to terms with the realities of money and credit at last?
While it is not surprising that a large number of Americans have begun to sort out their personal finances in the wake of the economic downturn, they have also become more cautious about opening new accounts, especially credit card accounts. People’s credit card habits have been altered by the recession, according to a new study […]
5 Simple Steps to Organize Your Finances
Spring is near and that means it’s time to clean up the winter clutter, from sprucing up your house and yard to organizing your personal finances so you can better monitor your monetary world. Sloppiness in any part of your life can lead to confusion, which eventually leads to mistakes being made. Mistakes in your […]
15 Ways to Save Money Every Day
It’s great to look at the large picture when saving money – 401k, retirement funds and stocks – but you can also focus on the small stuff every day to save more money and keep yourself financially fit. This doesn’t mean you have to be cheap; but it will take some discipline and a prudent […]
Managing Personal Finances in 2011
It is the end of a decade and with a New Year comes new possibilities to forge a solid personal finance plan. Incorporating positive change to get out of debt and live a less stressful life is the goal of many Americans as we tread into the second decade of the millennium. We would like […]
Five Financial New Year’s Resolutions to Think About Today
Here are 5 suggestions that you may want to consider implementing in 2011. Now is the time to get control of your finances, and take that first step down the path to financial fitness. Why not start this next year off on the right financial foot? 1. Spend less than you make. Just like […]
Frugal Tips for Decorating Your Living Room
So, as you already know – I am 23 years old, a recent college graduate who is learning how to become 100% financially independent. Yes, it’s hard and sometimes annoying, but it is empowering. In a step towards becoming self-sufficient, I have moved out of my mom’s house and into my very first apartment all […]
A Personal Story About Drowning in a Sea of Financial Debt
We are receiving stories from people about their money struggles and we wanted to take this opportunity to share them with you. If you have a story you would like to share, please email us. Imagine drowning in a sea of financial debt and feeling totally helpless. No help in sight. No life saver. No […]