overspending
Client Profile: Donna G.
The holiday shopping season is in full swing. As you go about getting presents for loved ones, remember to stay on budget or you will end up with a debt hangover come next year. We helped our client Donna get out of credit card debt and now she’s banned her husband from spending thousands on Christmas […]
YOLO: When is it OK to splurge?
To keep your finances in check, don’t buy what you can’t afford, say the experts. You save up. You build an emergency fund, max out your 401(k) contributions and never resort to carrying a credit card balance. But when is it OK to break the rules and follow that little voice that urges you to […]
9 Signs Your Spouse is a Financial Bully
Ways To Stay Out of Debt During the Holidays
It’s that time of year again when are days are filled with Christmas carols, ginger bread cookies, and little children who continually remain on their best behavior in hopes of making Santa’s nice list. It’s the holiday season. It’s also that time of year when a lot of American consumers overspend and end up in […]
Receive More Cash Back Without Overspending
Cash back is one of the best benefits offered by your plastic, but if you spend more just to obtain additional rewards, you could find yourself deep in credit card debt. Fortunately, there are strategies you can use to get the most out of your card without extra spending. Strategy No. 1 – Charge all […]
Shop Smart to Avoid Debt
by April Lewis-Parks Overspending can happen no matter what capacity you’re shopping in. Spending too much on groceries can be just as damaging to your finances as splurging on a pricey pair of boots. When it comes to shopping wisely, the rules are universal and it doesn’t matter what types of purchases you’re making. The […]
15 His & Her Must-Have Fall Boots Under $100
Winter is just around the corner and one of the best parts of this season (in my opinion) is the selection of attire you have to choose from! Depending on your location you may only have a short time to wear your boots, scarves and coats, but when the time arises, you must do it […]