overspend
How to Prevent the Holiday Spending Spree from Impacting Your 2011 Budget
You threw frugality out the window for a couple months but now the spending is over and reality is setting in. Credit card bills are coming due and you must pay them off while setting up your New Year Budget. Hopefully you put enough money away to eliminate your debt, unlike over 13 million Americans […]
5 Ways to Beat the Holiday Financial Heat
Your bank account is nearly empty, you have bills to pay, and it’s the holiday season. Your head is thumping from the stress and you still have gifts to buy and a holiday party to plan for in just a couple weeks. Americans all over the country are facing the same dismal financial reality. […]
Shopping Pitfalls to Avoid & Tips to Make the Holidays a Breeze
The start of November whispers “the holiday’s are almost upon us…” while retailers scream “Start Shopping!” For many stores the holiday season has already begun. I went into a large chain retailer two weeks before Halloween and they were already decked out for Christmas. Trees were blazing with colored lights, plastic carolers were moving and […]
Teach the Next Generation How To Stay in the Black
Give a Lasting Holiday Gift Break the Holiday Overspending Cycle I know Halloween is just behind us, but thousands of Americans overspend during the holiday season adding to existing debt loads, so I wanted to chime in early about how to avoid the unfortunate consequences of spending beyond your means. I want to encourage you […]