monthly expenses

Steps to Creating a Personal Budget

It takes 21 days to build and keep a habit. This is a great thing to remember when starting and maintaining a good financial personal budget. How and what you choose to spend your money on will dictate the outcome of how minor or major your budgeting process will have to be. One thing for […]

4 Signs Your Finances Are in Trouble

We all have months where our finances may be stretched a little thin and it’s challenging to stay within our budgets, but there is a big difference between pinching pennies and entering into a dangerous money situation where your personal finances may be in trouble. Recognizing that you are headed down a rocky financial road […]

Three easy tips to establishing a budget

Financial health is one of the most popular goals people tackle in January, but by February and March, many new financial plans have lost their momentum and many people fall back into a money rut. Budgeting can be a great tool to managing your income and planning ahead, but when it comes to sitting down […]

Economic growth improves, but don’t rush to the mall yet

As the U.S. economy shows signs of recovery, you might feel it’s time to swipe your credit cards again in all your favorite stores, but not so fast… Even though the economy has grown, permanent hiring remains stagnate and the housing market has not improved. The Federal Reserve reports that consumer borrowing in the U.S. […]