money

The Deadly Lifesaver: Things to Know (or Avoid) When Declaring Bankruptcy

When you made your first couple of dimes at your lemonade stand as a kid, the idea of bankruptcy never crossed your mind. Back then, making money seemed to be as easy as mixing sugar and water, but, unfortunately, our finances could sometimes get away from us and turn into more of a burden than […]

Don’t Let Debt Get You Down – Run It Down…

Debt has been a curse to many Americans, especially since the economy bottomed out, the cost of living went through the roof and good paying jobs met the same fate as the dinosaurs, even for those who have working experience and a decent education. Aggravation and frustration greet people each morning and there seems to […]

The Cost of Happiness

Everyone wants to be happy; even the crankiest person in the world yearns to be happy sometime, but how happiness is attained can, in some cases, cost money. That’s because when some people get sad or depressed or have a really bad day, they go shopping. Shopping therapy produces immediate relief and happiness, but can […]

4 Ways To Save Money that You Might Not Have Thought Of…

The economy has been in a tailspin these last couple of years, and many people are finding themselves either unemployed or underemployed.  We all need to make sacrifices at times in order to make ends meet – but sometimes it can be hard to come up with new ways to save. Here are a few […]

Yes, You Can Get Out of Debt

l The average American household carries somewhere around nine thousand dollars in credit card debt. So even though the majority of Americans spend more than they earn, it is possible to get yourself out of debt if you’re willing to adjust your spending habits. You first need to assess your debt load.  If more than […]

Spring Clean Your Credit Card Debt

Why not use spring as a springboard to clean up your credit card debt. With food and gas prices rising it’s time to wipe out any unnecessary spending and pay down your credit cards so you’ll have money for more important things. Credit card debt acts like an anchor for many people who are trying […]

Valentine’s Day, To Bee or Not to Bee… Costly

  This Valentine’s Day, couples are once again eager to shower their loved ones with special gifts.  According to the National Retail Federation’s 2011 Valentine’s Day Consumer Intentions and Actions Survey, the average person will spend $116.21 on traditional Valentine’s Day merchandise this year, up 12.8 percent over last year’s $103.00.  As one would think, […]

Treasury Launches Tax Refund Debit Cards to Stop Rapid Refunds and High Cost Loans

Are you in a low income bracket and don’t have access to a bank? Well the government is trying to help out by issuing tax refunds in the form of debit cards. The Treasury Department is going to send out 600,000 letters to consumers, giving them the opportunity to take part in a pilot program […]

Receive a Faster Refund with Direct Deposit

The New Year has arrived, which means . . . it’s tax time!   This year, do you want your refund faster? Have it deposited directly into your bank account. More taxpayers are choosing direct deposit as the way to receive their federal tax refunds. More than 61 million people had their tax refunds deposited directly […]

Don’t be Afraid to Negotiate with Your Creditor

  Millions of Americans are becoming anxious because they realize how important it is to reduce their credit card debt.  Some people who are struggling panic and stop making payments because they’re not sure of what else to do – they need to pay their mortgage, car payment or other payments and the credit card […]

Five Financial New Year’s Resolutions to Think About Today

  Here are 5 suggestions that you may want to consider implementing in 2011. Now is the time to get control of your finances, and take that first step down the path to financial fitness. Why not start this next year off on the right financial foot? 1. Spend less than you make. Just like […]

Holiday Shopping Blunders to Avoid

  Did you know that more than 13 million shoppers are still paying off last year’s holiday debts, according to Consumer Reports. If money is tight is year, and really that is the reality for most people, remember that it is fine to cut back on gifts. But if you do plan on holiday shopping, […]

4 Frugal Tips for The Thanksgiving Holiday

The holiday season is officially here! Thanksgiving is exactly nine days away, Black Friday is exactly 10 days away and Christmas is a little more than six weeks away! So, that being said and with the intention of helping you prepare for a fun and frugal Thanksgiving holiday, I have compiled a short list of  helpful frugal […]

Stop Spending Money at Work

Work is not just sitting in a cubicle or office staring at a computer, driving a truck or teaching in a classroom. It’s the place where you spend the majority of your life, and unwittingly for many people, a place where money is spent. If you are trying to bolster your savings or just hoping […]

Discussing Finances on Social Networks: Is it Safe?

Is it really safe to use Tweet What You Spend, Blippy and Bundle to track your expenses or to even discuss your personal spending habits? In a world rife with identity thieves and other financial predators isn’t it wise to keep some modicum of privacy, especially when it comes to your hard earned money? Well […]

6 Tips For Managing Your Student Loan Debt

I have been fortunate to stay away from credit cards and have no credit card debt.   I stayed away from credit cards beacuse my mother always  told me to not get a credit card unless I have an income to pay it back.  Now, student loan debt, that’s a different subject.  Most young people have some form […]

Fantasy Sports Widow Survival Guide

It’s that crazy time of year where many professional sports tend to overlap. Football, basketball, and hockey are all about to begin and the baseball season is coming to a close. It’s no surprise that this is the time of year where women tend to lose their men to sports. Simply watching games has become […]