YOLO: When is it OK to splurge?
To keep your finances in check, don’t buy what you can’t afford, say the experts. You save up. You build an emergency fund, max out your 401(k) contributions and never resort to carrying a credit card balance. But when is it OK to break the rules and follow that little voice that urges you to […]
Is It Worth the Money to Get a Flu Shot?
By Jeffrey Strain The flu season only has a few more weeks left, and some people may be wondering whether or not this late in the season it still makes sense to get a flu shot. Health officials in the US are urging anyone who still hasn’t gotten a flu shot to go out and […]
Putting Off Working On Your Tax Return May Cost You, Financial Planner Warns
By Jeff Gorton, CPA, CFP Nearly 150 million Americans will file federal income tax returns this year and, unfortunately, many will be shelling out much more of their hard-earned money than necessary, says veteran financial expert Jeff Gorton. “With the ridiculous complexity of our tax code, I can understand how the average person might want […]
More Women Confess to Hiding Purchases
By Kelly Dilworth (CreditCards.com) Several times a month, my husband and I sit down at our computer, open up the personal finance software Quicken and audit our personal spending. The semi-weekly ritual has helped us spot problems with our spending early on (such as our frequent trips to the luxury grocer a few blocks from […]
Why Are Teens Horrible When It Comes to Dealing with Finances
A lot of people have made bad financial decisions, but teenagers are definitely guilty of making mistakes with money as they have no real understanding of the value of money or money management. As parents, it is up to us to teach them the proper responsibilities that come with both spending and making money. Here […]
Ways to Save Money on Gifts This Holiday Season
Don’t forfeit your wallet to the holiday gifts this year. Be smart and plan…plan…plan. Start now. Create a list of the people who you have to purchase gifts for. Think outside the box on what they may like and what their interests are. Most of the times, the best gifts are the ones that are […]
Take Control of Your Financial Fears This Halloween
With Halloween less than 48 hours away, what better time to conquer your biggest financial fears head on. One thing to remember is just like any other types of fear, financial fears are only terrifying when you avoid them. The most powerful antidote for any fear is action. Taking action makes you feel more in […]
Moves To Make As You Near Retirement
As you approach the time when you will leave the workforce for good, budgeting will be extremely important. Before officially retiring, there are certain moves you should make to ensure you will be successful. No. 1 – Determine where you will live When figuring out how much money you are able to withdraw from retirement […]
5 Money Management Tips Every Woman Should Know
By Luna Jaffe While women are earning bigger paychecks and many consider themselves their family’s Chief Financial Officer, nearly half fear they’ll end up broke and homeless and 54 percent feel alienated by a financial industry they say is male oriented. The Great Recession prompted more women to get involved in financial matters, but more […]
Planning for the Unexpected: Four Ways to Deal With Unexpected Expenses
Simple ways to bring in extra cash this summer
The summer months are often the most expensive, as you plan vacations, weekend getaways, concerts and other outdoor events. Many people find themselves overextended during this time, and are left wondering how to cover the various activities they have planned without racking up credit card debt or dipping into their savings. In addition to budgeting […]
Can Anyone Become a Millionaire?
By: Rick Rodgers Can Anyone Become a Millionaire? Research Says ‘Yes;’ Expert Shares 4 Tips to Take You There A report released earlier this year from the Chicago-based Spectrem Group estimated there were 8.99 million households in the United States with a net worth of at least $1 million at the end of 2012. A […]
Four ways to find cash
When you’re counting quarters at the coffee shop to pay for your morning latte, you may think you’ve hit a new financial low. But what if you had a secret money stash that you never knew existed? The good news is, you do! Finding new ways to save and better utilizing what you have can […]
Getting the most life value out of your money
For decades, experts have discussed the connection between money and happiness. Accomplishing true happiness is a goal to which most people aspire, but it’s challenging to live your “best life” when you’re struggling with a web of obligations. Figuring out how to pay bills or save money, find the perfect career, establish a loving relationship […]
Are You Teaching Your Children Responsible Personal Money Management?
The following is a guest post by one of our personal finance expert friends. In this post, Cary Siegel gives his take on managing money as a parent. By: Cary Siegel As a parent of five teenagers, it feels like all I do every day is teach my kids lessons. These lessons span a wide […]
Creative ways to travel on a budget
Travel season has arrived, and after a harsh winter of sitting in your cubicle wishing for sunshine, you can probably hear the ocean waves calling your name. The only problem: your limited travel budget. Few people feel gratified during the summer if they don’t take at least one vacation, be it a weekend getaway, week-long […]
Is Your Frugality Costing You Time and Money?
OK – you know that we want you to be frugal, but you still have to be smart about it! There isn’t a piece of sound financial advice that doesn’t include a rule about living within your means, saving money or taking a frugal approach toward spending. While being more cost-conscious and avoiding unnecessary purchases […]
Managing Finances During a Divorce
Divorce can be a frightening and emotional situation that no couple wants to think about, but when the worst happens, the financial ramifications are one of the many obstacles that partners must deal with. Dividing assets, paying off joint credit card debt and making decisions about housing can be extremely costly, particularly in cases in which […]
How to End a Bad Relationship with Your Credit Card
Your credit card may be your best friend when it comes to long shopping trips, booking vacations and your weekly manicure and pedicure sessions, but when the end of the month rolls around and your bill comes due, you may realize that your relationship with credit is more toxic than beneficial. A healthy and […]