money management
Why Are Teens Horrible When It Comes to Dealing with Finances
A lot of people have made bad financial decisions, but teenagers are definitely guilty of making mistakes with money as they have no real understanding of the value of money or money management. As parents, it is up to us to teach them the proper responsibilities that come with both spending and making money. Here […]
Steps to Creating a Personal Budget
It takes 21 days to build and keep a habit. This is a great thing to remember when starting and maintaining a good financial personal budget. How and what you choose to spend your money on will dictate the outcome of how minor or major your budgeting process will have to be. One thing for […]
5 Money Management Tips Every Woman Should Know
By Luna Jaffe While women are earning bigger paychecks and many consider themselves their family’s Chief Financial Officer, nearly half fear they’ll end up broke and homeless and 54 percent feel alienated by a financial industry they say is male oriented. The Great Recession prompted more women to get involved in financial matters, but more […]
How A Feminine Approach To Money Management Benefits Women
By Luna Jaffe Most women would rather have a root canal than talk about money with a professional. Intense and often complicated feelings surround our relationship with money; shame, guilt, anger, inadequacy, grief and confusion can cloud decision-making, threaten relationships and intensify dysfunctional business practices. But you know you need financial planning or advice when: […]
High School Students Lack Education on Financial Topics
Most personal finance experts and credit counselors agree that the earlier someone is educated on basic financial topics and money management, the more equipped they will be to make wise financial decisions in the future. Studies have demonstrated that young adults who gain a firm understanding of the importance of budgeting, building and managing their […]
5 Tips to Improve Your Finances in 2013
This year was difficult for many adults of all ages and demographics. Foreclosures were elevated, the unemployment rate remained high and a large number of people reported significant student loan and credit card debt. This does not mean that people are willing to let these scenarios hold them back from improving their finances in 2013, […]
‘Budget Fashionista’ Shares her Debt Management Success Story!
by April Lewis-Parks Kathryn Finney, founder and operator of The Budget Fashionista website, is an Ivy-League educated young woman who fell into a vicious cycle of debt. Like many Americans today who have overextended their finances or fallen on difficult economic times, Kathryn faced significant credit card debt that nearly left her broke and made […]
Blowing Up Your Budget: Three Top Reasons Your Budget Is Faltering
Today, I decided to write about what I have been hearing from many of our readers… they set a budget, but it just keeps getting blown… You finally decided to take control of your finances to save more money and kick your debt to the curb. You’ve done everything right. You created a budget, tracked […]
Men vs. Women: Who’s Better at Managing Money?
When it comes to money management, men and women seem to come from two different planets. While women prefer to save and learn about finances, men are more interested in investments and entrepreneurship. The question is: who is better at managing money, men or women? There is not an absolute answer to this question, but […]
Ways to Find Financial Independence
By James Ramone, a guest blogger Now that Americas birthday has past, it is a great time to reevaluate your money situation and start back on the right path to financial independence. Luckily, there are a number of ways to achieve financial independence and tons of advice for getting out from under massive amounts of […]
The Cost of Happiness
Everyone wants to be happy; even the crankiest person in the world yearns to be happy sometime, but how happiness is attained can, in some cases, cost money. That’s because when some people get sad or depressed or have a really bad day, they go shopping. Shopping therapy produces immediate relief and happiness, but can […]
‘Reasons Why Debt Sucks’ Video Contest
Consolidated Credit hosts a video contest, Reasons Why Debt Sucks. Most unique debt success story will win a free iPad! Consolidated Credit is launching a national YouTube contest now through June 30, 2011 with the hope of swaying people to share how they got into debt and what creative steps they are taking to pay off their […]
5 Money Saving Habits that Could Break the Bank
When you’re trying to save money, sometimes well-meaning practices, like clipping coupons, could result in you spending more money at the end of the month if you’re buying items that you don’t need. Rather than saving a few dollars here and there, you’re spending a lot more than you’re saving. Here are some money saving […]
Personal Stories of Debt; How to Overcome and Thrive
Each year Consolidated Credit holds a short story contest for their clients. The Miss Money Bee writers would like to congratulate the winners and share their inspirational stories with you! Melissa Cupp and Chris Korb are a married couple from Berryton, KS. who’s story begins: Two summers ago, we hit financial rock bottom. Both my husband […]
Are You Still Shopping?
During the month of January, post-holiday sales and clearance advertisements have littered print, TV, radio and internet. Recent retail forecasts are projecting that consumers are continuing to spend into New Year. Many shoppers are rushing to the store to get these great deals before they dry up. However, the question remains, “How long can shoppers […]
Managing Personal Finances in 2011
It is the end of a decade and with a New Year comes new possibilities to forge a solid personal finance plan. Incorporating positive change to get out of debt and live a less stressful life is the goal of many Americans as we tread into the second decade of the millennium. We would like […]
Hey Big Spenders, Holiday Bills Will Fill the Mailbox Very Soon
The combination of rising credit card minimum payments and reduced credit limits coupled with record levels of unemployment are challenges for many Americans as we enter 2011 and even with all this, holiday spending was up 3.3% over last year. Christmas 2010 could go down as the holiday season that Americans spent, spent, spent, […]
Have Less Stressful and Less Expensive Holiday Season
No matter how much you love the holidays or how well you’ve planned, if you’re like most people you’ll find yourself frazzled at times. You may find yourself searching for the perfect gift, trying to create an impressive dinner for guests or scrambling to put up holiday decorations. The best gift you can give […]