miss money bee
Miss Money Bee Writer Tells You how She Became Debt Free
Back in 2007 spending money wasn’t an issue in my life. If I spent too much, I could get a second job or borrow money from my parents. At the time the economy was booming and it seemed that the only requirements to succeed were hard work and education. Once the economic crisis began, I […]
Memorial Day Traveling on a Budget
Memorial Day is coming up! This year, the day of remembrance is Monday, May 28. According to the American Automobile Association (AAA), 32.1 million people will be traveling over Memorial Day weekend. That’s a lot of money going toward plane tickets, gas and hotels. It’s important to follow some money-saving strategies to avoid making a […]
How much holiday shopping do you plan on doing?
The holiday season is right around the corner and many consumers across the country may already be getting a head start on purchasing gifts for their friends and family. Recent polls suggest that holiday spending is likely to go up this year on a per-person basis, but that overall, the number of consumers who will […]
New Guidelines for Debt Collectors Seeking Payment from Relatives of Deceased Debtors
After 119,000 consumer complaints were filed with the Federal Trade Commission in 2009 regarding harassing debt collectors and their deceptive practices, new proposals and guidelines have been released for debt collectors seeking to be paid from relatives of deceased debtors. At Miss Money Bee, we aim to keep our readers informed on the latest personal […]
The Cost of Happiness
Everyone wants to be happy; even the crankiest person in the world yearns to be happy sometime, but how happiness is attained can, in some cases, cost money. That’s because when some people get sad or depressed or have a really bad day, they go shopping. Shopping therapy produces immediate relief and happiness, but can […]
Frugal Tip: Utilize Online Layaway Payment Systems
The layaway payment system is a promotional offer where retail stores allow customers to deposit a down payment on the cost of an item(s) that he or she wants to buy and then allows them up to 90 days to pay-off the item in full to receive the purchase. Layaway is now becoming more popular […]
As gas prices rise, more people using credit cards to pay at the pump
While many people may be wary of taking on more credit card debt, some are being forced to do so by the high cost of gas these days. The country has seen the price of gas rise considerably in recent weeks as oil has continued to climb, and some experts predict it could cost as […]
5 Simple Steps to Organize Your Finances
Spring is near and that means it’s time to clean up the winter clutter, from sprucing up your house and yard to organizing your personal finances so you can better monitor your monetary world. Sloppiness in any part of your life can lead to confusion, which eventually leads to mistakes being made. Mistakes in your […]
It’s Up To You To Save Money on Gas
As gas prices start to inch up to nearly $4.00 a gallon, we are all feeling the effects on our budget. Check out these frugal tips for saving money on gas costs. Fill up your tank during the coolest parts of the day. This is the time when the gas is most dense. And if […]
Valentine’s Day Dining Do’s and Don’ts
With Valentine’s Day right around the corner, many couples are finalizing plans for their romantic evening out. A recent Valentine’s Day survey estimates that $3.4 billion will be spent on dining out. With your romantic life, and your pocketbook on the line, here’s some basic do’s and don’ts to dining out on Valentine’s Day: Valentine’s […]
15 Ways to Save Money Every Day
It’s great to look at the large picture when saving money – 401k, retirement funds and stocks – but you can also focus on the small stuff every day to save more money and keep yourself financially fit. This doesn’t mean you have to be cheap; but it will take some discipline and a prudent […]
2011 Income Tax Tips
It’s that time of year again where 1099s and W-2s are being delivered from your boss or arriving in the mail, which means it’s time to get serious about those income tax returns. Before you breakout your accounting skills or go to a mobile app to get your taxes done, we’ve done a little tax […]
Five Frugal Tips to Save Money On Dental Costs
Dental costs are rising faster than inflation, and although most people, including myself, loathe the regular dentist trip – it’s a necessity to be healthy and happy. =) In an effort to cut costs throughout your budget, without going without needed care, here are some frugal budgeting tips to help you save a few bucks […]
Frugal Tips for Decorating Your Living Room
So, as you already know – I am 23 years old, a recent college graduate who is learning how to become 100% financially independent. Yes, it’s hard and sometimes annoying, but it is empowering. In a step towards becoming self-sufficient, I have moved out of my mom’s house and into my very first apartment all […]
Six Frugal Holiday Shopping Tips
1. Look for price-matching policies. Some merchants will match, or even beat, a competitor’s prices. Walmart, Best Buy and Target definitely offer price matching. Shop around to see if your favorite retailer does as well. 2. Go online. Retailers are offering exclusive deals and sales only online this year. With a few easy clicks you […]
Cyber Monday: the Good and the Bad
By Samantha Savory Today, the Monday after Thanksgiving, tagged Cyber Monday, has become the second most popular holiday shopping day of the year, following Black Friday, the busiest holiday shopping day of the year. For those of you unfamiliar with Cyber Monday, it is the Monday following Thanksgiving where online retailers offer amazing deals, freebies, and […]
4 Frugal Tips for The Thanksgiving Holiday
The holiday season is officially here! Thanksgiving is exactly nine days away, Black Friday is exactly 10 days away and Christmas is a little more than six weeks away! So, that being said and with the intention of helping you prepare for a fun and frugal Thanksgiving holiday, I have compiled a short list of helpful frugal […]