loans

Don’t Loan Credit Cards!
If you thought lending money to family was a bad idea, consider that 36 million Americans admit they’ve run into trouble when they decided to loan credit cards to friends and family. Learn why it’s a bad idea and what you can do instead to help someone out.
Should you file a joint loan application to hold a debt jointly?
Is a Joint Loan Application Better than Single?
As a married couple taking out a personal loan, you have an important choice to make: Do you go for a joint loan application or are you better off single? We explain how to weigh the benefits of each, so you can secure the right financing at a good interest rate.
A debt consolidation loan consolidates credit card debt
DIY Thursdays: Using a Do-It-Yourself Debt Consolidation Loan
I used a personal debt consolidation loan to consolidate my credit cards on my own. Here’s what I learned and how it solved my debt and credit challenges.
Find alternate sources so you don't have to borrow money
How to Borrow Money From Family & Friends Without Straining the Relationship
If you're thinking you may borrow money from a friend or family member, consider your options first so you can get the funds you need with less hassle.
Simple Ways to Build Good Credit

By April Lewis-Parks Having good credit is one of the cornerstones of maintaining a solid financial profile. Your credit standing will be used in part to determine your eligibility for loans and credit lines, tenancy, employment prospects and depending on the state you live in, auto insurance rates. So whether you’re trying to establish credit […]

Cash advance loans can be dangerous
3 Reasons to Avoid Advance Loans
You make think a payday loan will help you get by until you get more cash, but high interest rates on advance loans could send you into serious debt.
Get through college without drowning in debt

By Sijun Li Between paying for tuition and having enough gas money to visit home once in a while, college is a definitely a struggle. But it just got more difficult. The state of Florida is allowing its 11 public universities to hike a 15 percent increase on tuition this fall. Across the nation, the […]

Advice Graduates Don’t Want to Hear

By April Lewis-Parks Many college graduates are finding themselves moving back in with their parents with significant debt and no job. The harsh reality is many new grads will have to live modestly and think about every money move they make. Here is some advice grads may not want to here: Buy used things, except […]