last minute sales

Panic Sets in and People Spend on Impulse… The Countdown has Begun!

What do you have left on your shopping list?  A survey from the National Retail Federation found that most people still had half of their shopping to do, and 37% hadn’t even started. Less than 10% were finished, so it’s safe to say many of us are procrastinators. Debt problems can be very stressful and […]