interest rate

Reducing the High Cost of Credit Card Debt
Consumers pay over $100 billion every year on credit card interest charges and fees. We explain how to minimize the high cost of credit card debt.
What You Need To Do When Canceling A Credit Card

After paying down credit card debt that has been a nuisance for quite some time, it may be tempting to cancel the card, so you don’t find yourself in trouble again. However, completing this process the wrong way can lead to your credit score falling, so be sure you know what you are doing. Only […]

Lowering Your Interest Rate Can Help Reduce Credit Card Debt

By Ines Mato Getting bogged down with credit card debt can be a stressful experience. However, there are ways that you can improve your situation, one being reducing your credit card’s interest rate. While not guaranteed to work, you can achieve this by calling the customer service number on the back of your card and […]

How Do You Handle Your First Credit Card?

By Ines Mato Whether you are going away to college and opening a credit card for emergencies, or getting your first card for another reason, it will be a new experience. With a credit card comes financial responsibility, and you need to know how to appropriately handle your first card. Make sure you understand the […]

5 Tips to Improve your Finances Before your Baby Arrives

Having a baby can be one of the most rewarding experiences, but are you prepared?  Being a parent is hard work and before the baby arrives you want to make sure that you are financially stable. Building a sound financial framework involves several steps such as eliminating debt and creating a budget as well as […]

Five Painless Phone Calls That Save You Money

Are you looking for quick and painless ways to save money every month? Of course you are….who isn’t nowadays! There is no denying the convenience of online shopping but picking up the phone can actually save you some money. Talking over the phone has a certain human element you simply can’t get on the internet. […]

Organize Your Finances in 3 Easy Steps

By April Lewis-Parks Let’s be honest, no one really enjoys going through mountains of paperwork and deciphering what’s what, but the sense of accomplishment alone is enough to make you set aside a few hours to organize your retirement statements, health insurance paperwork and the rest of your financial statements. Keeping your financial records organized […]

2nd Place Winner of Consolidated Credit’s 15th Annual Holiday Story Contest

When it comes to Consolidated credit, they are the BEST! I was drowning in debt and ready to file for bankruptcy with a credit score of over 700 until I found them. I hated the idea of ruining my credit and then a friend told me that he used Consolidated Credit to pay off his […]

Keeping You in The Know: Balance Transfer Day

By Samantha Savory With the rise of the Occupy Wall Street movement spreading to major cities all over the country, mass protests have ensued with a primary aim at major financial institutions.  Many of you may recall ‘Bank Transfer Day’ which prompted consumers to close their checking accounts and switch to a smaller bank or […]

Billing disputes and interest rates top complaints from cardholders

By April Lewis-Parks Consumers complained about issues they’ve had with credit card issuers to the Consumer Financial Protection Bureau during the three-month period ending in October and the agency divulged these grievances in a report. According to the report, most of the complaints were regarding billing disputes, annual percentage/interest rates, identity theft, fraud and embezzlement. […]

Five Frightening Financial Pitfalls You Want to Avoid

By Courtney Hall With the spooky holiday right around the corner, what better time to go over some financial frights you want to avoid at all costs! We constantly read about what we SHOULD be doing to better secure our financial future. But no one ever mentions those scary financial pitfalls that could really bring […]

Presto chango credit card tricks
Top Five Fightening Credit Card Tricks that Last Beyond Halloween!
Don't let your creditors fool you into frightening debt problems! Avoid these credit card tricks in order to treat yourself to a better credit outlook.