holidays

How to Make the Most of Holiday Returns
There's a right way and a wrong way to take care of holiday returns if you received items you're not exactly thrilled with. We detail the right way.
It’s Free Shipping Day

Today Friday December 18th, is Free Shipping Day – a one-day shopping event during which participating merchants offer free shipping with delivery by Christmas Eve.  FreeShippingDay.com is offering free shipping with no minimum order requirements, additional discounts and guaranteed delivery by Christmas Eve from over 1,000 retailers! Below you will find the top 20 offers. Get […]

Client Profile: Donna G.

The holiday shopping season is in full swing. As you go about getting presents for loved ones, remember to stay on budget or you will end up with a debt hangover come next year. We helped our client Donna get out of credit card debt and now she’s banned her husband from spending thousands on Christmas […]

Airfare Prices Drop: How to Hone Holiday Travel Savings

Airlines are finally passing on savings from low fuel prices to consumers who can expect to pay 17-percent less for flights over the next three months. Though this is good news for holiday travelers, airfare, hotels and car rental costs peak from Thanksgiving through Christmas, so it’s important to plan your trip wisely. To avoid […]

4 Strategies To Dress Up Your Holiday Meal Regardless Of The Prep Time

The holidays are synonymous to eating, drinking, shopping, singing, dancing and eating some more. And, to create the most hearty holiday meal, Americans slave (some more than others), in the kitchen in an attempt to satiate the taste buds of family, friends in-laws and guests. Food researchers at Del Monte asked 2,500 Americans to describe […]

Curb Your Spending Temptations this Holiday Season

You may have mastered creating a budget, but how well have you stuck to your guns? Temptations lurk on every corner urging you to spend, spend, spend. So what can you do? Make a list of course! Make sure to do this before you go shopping, and whether it is for groceries or gifts, stick […]

8 Life Lessons to Use on Cyber Monday

When it comes to doorbuster deals and massive discounts, Cyber Monday is on the safer side of holiday shopping. Since you don’t have to leave the house, there’s little risk of a pepper-spray attack from crazies clamoring for the last Furby. Despite the relative safety, Cyber Monday is an event that requires some preparation. Without […]

Three Steps to Reduce Credit Card Debt Before the Holidays

by April Lewis-Parks The winter holidays are a special time of the year, but for those on a tight budget this season can be stressful. Between back-to-school expenses and the high cost of the winter holidays, consumers have the two most expensive shopping seasons in the year. If you don’t control your spending, you can […]

Memorial Day Traveling on a Budget

Memorial Day is coming up! This year, the day of remembrance is Monday, May 28. According to the American Automobile Association (AAA), 32.1 million people will be traveling over Memorial Day weekend. That’s a lot of money going toward plane tickets, gas and hotels. It’s important to follow some money-saving strategies to avoid making a […]

Panic Sets in and People Spend on Impulse… The Countdown has Begun!

What do you have left on your shopping list?  A survey from the National Retail Federation found that most people still had half of their shopping to do, and 37% hadn’t even started. Less than 10% were finished, so it’s safe to say many of us are procrastinators. Debt problems can be very stressful and […]

Top 3 Tips to Avoid Credit Card Debt During the Holidays

There are few things better during the holidays than finding the perfect gift for someone you care about, but sometimes the relief that comes with scouting out the right present for your new mother-in-law or a great accessory for a close friend can come with a heftier price tag that you planned.  This sometimes leads […]

5 Step Plan for Post Holiday Shopping

The holidays are over, but many consumers are still out in the stores, taking advantage of the post holiday sales. While there are plenty of deals to be had, you need to make sure that you’re not throwing away your frugality for a quick sales fix. Here’s some post holiday shopping tips to help you […]

Traveling for the Holidays? Beware of Identity Theft

  It’s that time of year again; the time when many people start planning to visit the family or enjoy a well-deserved rest. But criminals never rest and they could be planning to steal your identity. While you make travel arrangements and prepare for holiday shopping, your daily life generally becomes busier – and this […]