holiday spending

Ways To Stay Out of Debt During the Holidays

It’s that time of year again when are days are filled with Christmas carols, ginger bread cookies, and little children who continually remain on their best behavior in hopes of making Santa’s nice list. It’s the holiday season. It’s also that time of year when a lot of American consumers overspend and end up in […]

Don’t Get Caught Off Guard This Black Friday or Cyber Monday

Did you know that most US retailers consider Black Friday as the unofficial start of the holiday spending season? Furthermore most Black Friday shoppers will spend 50 percent of their holiday budget on those sales. As these retailers have studied these trends, they have decided to actually start the Black Friday holiday this year on […]

Panic Sets in and People Spend on Impulse… The Countdown has Begun!

What do you have left on your shopping list?  A survey from the National Retail Federation found that most people still had half of their shopping to do, and 37% hadn’t even started. Less than 10% were finished, so it’s safe to say many of us are procrastinators. Debt problems can be very stressful and […]

Top 3 Tips to Avoid Credit Card Debt During the Holidays

There are few things better during the holidays than finding the perfect gift for someone you care about, but sometimes the relief that comes with scouting out the right present for your new mother-in-law or a great accessory for a close friend can come with a heftier price tag that you planned.  This sometimes leads […]

Holiday Spending Predictions: A prediction for 2012 economy?

With job growth basically non-existent and the unemployment rate continuing to hover around 9 percent, economists are wondering if people are going to show up and ‘stimulate’ the economy with holiday shopping this season or stay home. According to a Gallup poll released last month, Americans are estimated to spend $712 on holiday gifts, almost […]

How much holiday shopping do you plan on doing?

The holiday season is right around the corner and many consumers across the country may already be getting a head start on purchasing gifts for their friends and family. Recent polls suggest that holiday spending is likely to go up this year on a per-person basis, but that overall, the number of consumers who will […]