finances
Your Thirties Can Kill Your Finances
By Jennifer Derrick When it comes to living dangerously with your finances, it seems as though your thirties are the most dangerous decade. Obviously you have to be mindful of your money habits throughout your life because it’s possible to screw up with you’re very young and very old, but special care should be given […]
The ridiculously simple way to save on everything
By Charles Passy George Costanza has nothing on me. Sure, the hapless “Seinfeld” character (played by Jason Alexander) may have gained a measure of fame — or infamy, depending on how you view it — for his “double dipping .” But I’m a quadruple-down kinda guy myself. Costanza was literally diving his hand into the […]
Secure, or not? Assess the risk before sending credit card info
By Cynthia Drake Before you send your credit card information online, over the phone or by mail, it helps to think like a hacker. The next time you’re about to share your credit card number, put on a robber’s raccoon mask and think about it: Where are the potential breach spots along the path your […]
More Women Confess to Hiding Purchases
By Kelly Dilworth (CreditCards.com) Several times a month, my husband and I sit down at our computer, open up the personal finance software Quicken and audit our personal spending. The semi-weekly ritual has helped us spot problems with our spending early on (such as our frequent trips to the luxury grocer a few blocks from […]
Learn on to Better Manage Your Money during National Financial Wellness Month
What better time to tackle your holiday debt than to start taking a more proactive role during National Financial Wellness Month. It is not a coincidence that this month-long holiday follows the Christmas spending season as January is usually the time when Americans realize that they have financially overextended themselves. All month long consumers take […]
Study Shows That Millennials Develop Their Financial Habits from Friends
Are you a millennial? Did you know that 78 percent of twenty-five to thirty-four year olds look to their friends’ financial habits when determining their own? Instead of doing their own research and finding out what financial habits best work for them, they try to emulate their friends’ lifestyle. They wear what their friend wear. […]
Hidden Credit Card Perks That Consumers May Be Unaware of
When it comes to credit cards, we as consumers have been told time and time again to read the fine print. Of course this was created to insure that the credit card lender is protected at all times, however credit card terms and agreements are not always out to get you. A lot of the […]
Steps to Creating a Personal Budget
It takes 21 days to build and keep a habit. This is a great thing to remember when starting and maintaining a good financial personal budget. How and what you choose to spend your money on will dictate the outcome of how minor or major your budgeting process will have to be. One thing for […]
5 Money Management Tips Every Woman Should Know
By Luna Jaffe While women are earning bigger paychecks and many consider themselves their family’s Chief Financial Officer, nearly half fear they’ll end up broke and homeless and 54 percent feel alienated by a financial industry they say is male oriented. The Great Recession prompted more women to get involved in financial matters, but more […]
Breathe Fresh Air! It’s Time to Spring Clean Your Finances
Spring is around the corner, and I’m sure many of you already started opening your windows and cleaning the dust that accumulated during the winter. While cleaning your house is important, don’t forget to give some fresh air to your finances. As organizing a messy closet makes you feel more comfortable and happier, getting rid […]
Will You Spend Your Tax Refund Wisely?
Tax season is here, and you are probably gathering your W-2s, 1099s and other documents to file your taxes. While the process of submitting returns can be tedious, many people look forward to receiving a sizable refund from Uncle Sam. I’m planning to use my tax refund toward the purchase of a new car. Fortunately, […]
Men vs. Women: Who’s Better at Managing Money?
When it comes to money management, men and women seem to come from two different planets. While women prefer to save and learn about finances, men are more interested in investments and entrepreneurship. The question is: who is better at managing money, men or women? There is not an absolute answer to this question, but […]
Shop Smart to Avoid Debt
by April Lewis-Parks Overspending can happen no matter what capacity you’re shopping in. Spending too much on groceries can be just as damaging to your finances as splurging on a pricey pair of boots. When it comes to shopping wisely, the rules are universal and it doesn’t matter what types of purchases you’re making. The […]
Fresh Up Your Home for Spring
Bring a fresh look to your home for spring without having to break the bank. Spring has arrived and it’s the perfect time to change it up a bit. Beyond just the boring spring cleaning, consider brightening up your home with new paint and accessories. Don’t worry this won’t wreck havoc on your finances […]
Top Money Saving Tips for the Summer
by April Lewis-Parks The sunshine and warmth of the summer months seems to make people happier and allows them to enjoy outdoor activities. The summer season does not only benefit your physical and spiritual well-being it can also have a positive impact on your finances. Food Summer is prime season for buying great fruits and […]
Save On Gas Without Sacrificing Fun
No matter in what state you live or how much you drive, gas prices could hit your wallet hard if you don’t change your driving habits. It’s smart to plan ahead before your finances are in trouble. The national average for gas is $4 a gallon, up from 3.28 a gallon at the beginning of […]