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Are Credit Cards with Annual Fees Worth It?

Credit cards with annual fees can offer some valuable incentives, but you have to assess the cost of using the card and the credit card rewards you earn carefully.

Workouts You Can Do at Home to Avoid Gym Fees

More than two-thirds of Americans with a gym membership (67 percent) never use them, according to Club Industry, a fitness industry source. With the average cost of a gym membership at a whopping $55 per month, that’s a lot of money going down the drain. Exercising at home is much more affordable than paying for […]

Six Ways Not to Pay Off Holiday Credit Card Debt

If you’re suffering from a case of post-holiday credit card bill guilt, you’re not alone. While making good on your resolution to pay down your debt is a terrific goal, you want to make sure you do so in a way that actually improves your overall financial status. In other words, think twice before resorting […]

Tricks to Bypass Baggage Fees While Traveling

Vacations are expensive enough! Use these helpful tips to keep your travel costs minimized by avoiding expensive baggage checks at the airport.

How to do a credit card balance transfer

Helpful Hints For Completing A Balance Transfer on Your Credit Card

A credit card balance transfer can be a great way to consolidate debt, but only in the right circumstances. Here's what you need to know about transfers.

What You Need To Do When Canceling A Credit Card

After paying down credit card debt that has been a nuisance for quite some time, it may be tempting to cancel the card, so you don’t find yourself in trouble again. However, completing this process the wrong way can lead to your credit score falling, so be sure you know what you are doing. Only […]

Don't go into debt together in the name of love

Don’t Go Into Debt After Getting Married

the last thing you need in a new marriage is to go into debt and face financial stress that could potentially lead to divorce. We give 4 ways to avoid debt.

Four specific strategies to help pay off credit card debt

Credit card debt can put a hamper on the personal finances of anyone who carries it for a significant amount of time as it accrues interest each month. To avoid a situation where debt piles up, people should consider one of these four strategies to help attack their balances: No. 1 – A balance transfer […]

5 Tips to Maximize Your Retirement Benefits

If you want to ensure you don't outlive your retirement nest egg, take these five steps to ensure you can maximize your retirement benefits effectively.

Questions to Ask Yourself Before Swiping Your Credit Card

Millions of Americans are managing credit card debt that was incurred due to circumstances beyond their control. This may include job losses, medical bills, divorce and rising living costs, but some people may be battling the same scenario due to overspending or mismanaging their income. I read today that retail credit cards have reached 175 […]

Stop Wasting Your Hard-Earned Money

by April Lewis-Parks Most of us know when we’ve spent too much money on an outfit we really wanted, like the season’s hottest boots or a new item for the home. But sometimes you make several small purchases that reduce your income and your ability to save money. Pinpointing these money wasters, and changing your […]

Is Your Bank Account Working for You?

by April Lewis-Parks You already know that unnecessary purchases chip away at your bank balance quickly, but what about fees and overdrafts? If you’re empowering yourself to manage your money more responsibly and build a healthy savings cushion, your bank account is one of the first places you should look to see if you are […]

Can You Afford Your Taxes

Have you planned for your taxes? It’s all too common for people to spend and spend — running up a huge credit card bill right as tax season sets in. Unfortunately, this leaves many blind-sided when their tax refund never comes and instead they’re stuck owing money to good ole Uncle Sam. Even worse is […]

3 Reasons to Avoid Advance Loans

You make think a payday loan will help you get by until you get more cash, but high interest rates on advance loans could send you into serious debt.

2011 Debit Fees Were Shut Down, But What Other Charges Are to Come in 2012? Tips to Prevent Your Bank from Taking Advantage of You

Remember the bad publicity that Bank of America and several other major banking institutions inflicted on themselves in late 2011 when they announced a new $5.00 monthly checking/debit card fee? Well, after several nationwide protests from angry customers, BOA caved and retracted their monthly debit fee agenda. The reason financial institutions are looking for new […]

Credit Unions vs. Banks: Is it Time to Make a Switch?

So many Americans are fed up with huge multi-million dollar banks charging them to store their money and are now debating if they should bank with a different bank or different type of financial institution all together like a credit union. With credit unions offering no fees for their services, people are seriously considering switching […]

Bank Fees Pushing Consumers Too Far?

When Bank of America announced they would be enforcing a $5 monthly fee to customers with basic checking accounts, the public cried foul. But come to find out they aren’t the only ones. SunTrust started charging a $5 debit fee earlier this summer with Chase Bank and Wells Fargo both trying out $3 debit fees. […]

Steve Jobs promoted these millionaire habits in life

5 Millionaire Habits You Should Start Practicing

In memory of Steve Jobs, we look at 5 millionaire habits that Steve followed which can help you achieve financial stability and wealth in your own life.

New Swipe Fees Could Cost You

Will new swipe fees put plastic on ice? Debit cards: Take out a little piece of plastic, swipe, approve, done. Cash: Dig through your wallet to see what bills you have, take out the correct number of bills, wait for your change, put money back into wallet, careful not to drop any coins, wallet becomes […]

Warning on Prepaid Debit Cards

In an effort to reduce their credit card usage and avoid high interest rates, many Americans are turning towards prepaid debit cards. Partially, because they think it will help control their spending, but also because credit card companies are actively pushing consumers with low-income and/or bad credit towards this new, emerging product. On the surface, […]