Are Credit Cards with Annual Fees Worth It?
Workouts You Can Do at Home to Avoid Gym Fees
More than two-thirds of Americans with a gym membership (67 percent) never use them, according to Club Industry, a fitness industry source. With the average cost of a gym membership at a whopping $55 per month, that’s a lot of money going down the drain. Exercising at home is much more affordable than paying for […]
Six Ways Not to Pay Off Holiday Credit Card Debt
If you’re suffering from a case of post-holiday credit card bill guilt, you’re not alone. While making good on your resolution to pay down your debt is a terrific goal, you want to make sure you do so in a way that actually improves your overall financial status. In other words, think twice before resorting […]
Tricks to Bypass Baggage Fees While Traveling
Helpful Hints For Completing A Balance Transfer on Your Credit Card
What You Need To Do When Canceling A Credit Card
After paying down credit card debt that has been a nuisance for quite some time, it may be tempting to cancel the card, so you don’t find yourself in trouble again. However, completing this process the wrong way can lead to your credit score falling, so be sure you know what you are doing. Only […]
Don’t Go Into Debt After Getting Married
Four specific strategies to help pay off credit card debt
Credit card debt can put a hamper on the personal finances of anyone who carries it for a significant amount of time as it accrues interest each month. To avoid a situation where debt piles up, people should consider one of these four strategies to help attack their balances: No. 1 – A balance transfer […]
5 Tips to Maximize Your Retirement Benefits
Questions to Ask Yourself Before Swiping Your Credit Card
Millions of Americans are managing credit card debt that was incurred due to circumstances beyond their control. This may include job losses, medical bills, divorce and rising living costs, but some people may be battling the same scenario due to overspending or mismanaging their income. I read today that retail credit cards have reached 175 […]
Stop Wasting Your Hard-Earned Money
by April Lewis-Parks Most of us know when we’ve spent too much money on an outfit we really wanted, like the season’s hottest boots or a new item for the home. But sometimes you make several small purchases that reduce your income and your ability to save money. Pinpointing these money wasters, and changing your […]
Is Your Bank Account Working for You?
by April Lewis-Parks You already know that unnecessary purchases chip away at your bank balance quickly, but what about fees and overdrafts? If you’re empowering yourself to manage your money more responsibly and build a healthy savings cushion, your bank account is one of the first places you should look to see if you are […]
Can You Afford Your Taxes
Have you planned for your taxes? It’s all too common for people to spend and spend — running up a huge credit card bill right as tax season sets in. Unfortunately, this leaves many blind-sided when their tax refund never comes and instead they’re stuck owing money to good ole Uncle Sam. Even worse is […]
3 Reasons to Avoid Advance Loans
2011 Debit Fees Were Shut Down, But What Other Charges Are to Come in 2012? Tips to Prevent Your Bank from Taking Advantage of You
Remember the bad publicity that Bank of America and several other major banking institutions inflicted on themselves in late 2011 when they announced a new $5.00 monthly checking/debit card fee? Well, after several nationwide protests from angry customers, BOA caved and retracted their monthly debit fee agenda. The reason financial institutions are looking for new […]
Credit Unions vs. Banks: Is it Time to Make a Switch?
So many Americans are fed up with huge multi-million dollar banks charging them to store their money and are now debating if they should bank with a different bank or different type of financial institution all together like a credit union. With credit unions offering no fees for their services, people are seriously considering switching […]
Bank Fees Pushing Consumers Too Far?
When Bank of America announced they would be enforcing a $5 monthly fee to customers with basic checking accounts, the public cried foul. But come to find out they aren’t the only ones. SunTrust started charging a $5 debit fee earlier this summer with Chase Bank and Wells Fargo both trying out $3 debit fees. […]
5 Millionaire Habits You Should Start Practicing
New Swipe Fees Could Cost You
Will new swipe fees put plastic on ice? Debit cards: Take out a little piece of plastic, swipe, approve, done. Cash: Dig through your wallet to see what bills you have, take out the correct number of bills, wait for your change, put money back into wallet, careful not to drop any coins, wallet becomes […]
Warning on Prepaid Debit Cards
In an effort to reduce their credit card usage and avoid high interest rates, many Americans are turning towards prepaid debit cards. Partially, because they think it will help control their spending, but also because credit card companies are actively pushing consumers with low-income and/or bad credit towards this new, emerging product. On the surface, […]