expenses

Learn on to Better Manage Your Money during National Financial Wellness Month

By Jessica Williams What better time to tackle your holiday debt than to start taking a more proactive role during National Financial Wellness Month. It is not a coincidence that this month-long holiday follows the Christmas spending season as January is usually the time when Americans realize that they have financially overextended themselves. All month […]

Take Control of Your Financial Fears This Halloween

By April Lewis-Parks With Halloween less than 48 hours away, what better time to conquer your biggest financial fears head on. One thing to remember is just like any other types of fear, financial fears are only terrifying when you avoid them. The most powerful antidote for any fear is action. Taking action makes you […]

Steps to Creating a Personal Budget

By April Lewis-Parks It takes 21 days to build and keep a habit. This is a great thing to remember when starting and maintaining a good financial personal budget. How and what you choose to spend your money on will dictate the outcome of how minor or major your budgeting process will have to be. […]

Receive More Cash Back Without Overspending

By April Lewis-Parks Cash back is one of the best benefits offered by your plastic, but if you spend more just to obtain additional rewards, you could find yourself deep in credit card debt. Fortunately, there are strategies you can use to get the most out of your card without extra spending. Strategy No. 1 […]

Frugal ways to get ready for summer
Is Your Purse Ready for Summer?
As you get ready for summer, keep these three key financial budget-drainers in mind so you can prepare your budget to have debt-free fun in the sun.
When should you tap into your emergency savings?

by April Lewis-Parks Saving money for unexpected expenses so important! A rainy day fund can not only keep you covered should your car break down or if you are saddled with a medical expense, but it can also protect you from having to drain your hard-earned savings or max out your credit cards. But having […]

Do you spend a $1,000 a year on a cup of morning Joe?

 By Courtney Hall Being shouldered with credit card debt or finding it difficult to make ends meet every month can be a stressful situation, but many people may not be aware of the small changes they can make to their spending and the large results these simple alterations can have on their overall financial condition. […]

Hit the budget reset button
Time to Push the Budget Reset Button
If you haven't reviewed your budget and you're turning more and more to credit to cover cash flow gaps, it may be time to hit the budget reset button.
Be smart about using your credit cards
7 Expenses You Should Never Put On A Credit Card
Some expenses that fall outside of your regular budget should never be put on a credit card unless you want to wind up with serious high-interest debt.