debts
Four Myths About Credit Scores
Credit scores are essential for financial success, as lenders will use this figure to determine what terms and rate to offer on all loans – mortgages, personal lines of credit, auto loans. That being said, it is important to have a vast knowledge about this number, so people don’t do anything to damage their rating. […]
Three Steps to Reduce Credit Card Debt Before the Holidays
by April Lewis-Parks The winter holidays are a special time of the year, but for those on a tight budget this season can be stressful. Between back-to-school expenses and the high cost of the winter holidays, consumers have the two most expensive shopping seasons in the year. If you don’t control your spending, you can […]
Dealing with Old, Small Debts
by Benjamin Little, a guest blogger Everyone’s debt situation is different so the best approach for dealing with it will vary. The following are guidelines for dealing with small (generally under $2,000) debt which is showing on your credit report as being “charged off” or “in collections.” The most important thing you must do is […]