debt management

10 Money Hacks that Cut Financial Challenges Down to Size
Consolidated Credit helps you take control of monstrous debt with 10 money hacks that can solve budget imbalance so you can achieve financial stability.
Ronnie Pays Off $50K in Credit Card Debt and Swears Off Credit Cards
Many of us enjoy the convenience of swiping our credit cards. But, too much swiping can lead to serious debt problems. See how Ronnie paid off over $40,000.
Cheat on your credit card homework
Linda P. Discovers It’s Not Hard To Live Without Credit Cards
Linda finds giving up her credit cards wasn't as hard as she thought. A debt management program helped her pay off her debt and realize that cash is king.
When Physical Pain Leads to Financial Pain
When Ilma's back pain became too much to bear, she was forced to quit her job. With now no paycheck,she was forced to live off her credit cards.
Distraction over Debt Almost Ends in Disaster

Debt problems can consume our thoughts and throw us off our focus. Susie can attest. Coming home from work one day, Susie was so distracted by her debt problems that she forgot to put the car in park before exiting. As her life flashed before her eyes, so did the bills, more bills. Consolidated Credit helped Susie regain focus and control of her finances.

When Retail Therapy Turns into Financial Distress
Using credit cards for retail therapy may make you feel better in the moment, but the stress of the high-interest debt that follows usually isn't worth it.
10 tips for dealing with debt collectors, collection

By Fred O. Williams It’s something most consumers dread — a debt collector calling to ask about an unpaid credit card debt, past due student loan or medical debt. Consumer credit counselors, debt collectors and state regulators all agree that ignoring debt collectors’ letters and phone calls is a bad idea. Deal with it, they […]

Tips to Beat the Post-Holiday Debt Blues

By Jessica Williams

Retiring debt free gives you a bright future
Tips For Retiring Debt Free
Heading into retirement burdened with debt may take the shine off your golden years. Use these 4 tips for retiring debt free to ensure you retire with ease!
Establish Your Personal Financial Plan

When you hear people encourage you to develop a “financial plan” it can sound dry and boring. This is probably why many people put off developing a set of goals until much later in life. The problem with this is that by then, they may not have realized all of the lost opportunities for saving, […]

‘Budget Fashionista’ Shares her Debt Management Success Story!

by April Lewis-Parks Kathryn Finney, founder and operator of The Budget Fashionista website, is an Ivy-League educated young woman who fell into a vicious cycle of debt. Like many Americans today who have overextended their finances or fallen on difficult economic times, Kathryn faced significant credit card debt that nearly left her broke and made […]

Coming Up With a Debt Management Strategy

 by April Lewis-Parks Debt is a burden no matter what your age is, but when you’re in your 20s and 30s, credit card balances, student loans, auto and housing costs can be downright crippling. When you’re just starting out or at a point where you’re trying to amass some kind of savings and investments, any […]

Money saving strategies help you get ahead
12 Money Saving Strategies for Young Adults
Young consumers just out of school often have trouble achieving stability. These 12 money-saving strategies can help you get ahead and avoid debt.
3rd Place Winner of Consolidated Credit’s 15th Annual Holiday Story Contest

In early 2007, I had my daughter shortly thereafter my husband and I were married.  We soon found out we were expecting another baby due to arrive at the beginning of 2008.  With baby #2 on the way, the expenses from the wedding and having a new baby to care for, our bills began to […]