debt management plan

Cheat on your credit card homework
Linda P. Discovers It’s Not Hard To Live Without Credit Cards
Linda finds giving up her credit cards wasn't as hard as she thought. A debt management program helped her pay off her debt and realize that cash is king.
Blowing Up Your Budget: Three Top Reasons Your Budget Is Faltering

Today, I decided to write about what I have been hearing from many of our readers… they set a budget, but it just keeps getting blown… You finally decided to take control of your finances to save more money and kick your debt to the curb. You’ve done everything right. You created a budget, tracked […]

How to Measure Your Debt Load – Healthy vs. Unhealthy

Credit-card debt doesn’t have to be bad  – but it must be managed properly. Using credit cards is one of the primary ways Americans establish a healthy credit score.  Credit cards also act as great emergency fund resources when a big unexpected cost comes up – but using credit cards must be done with caution […]