debt consolidation

Consolidated Credit’s 12 Days of FinLit Infographic
In honor of National Financial Literacy Month, Consolidated Credit created this 12 Days of FinLit Infographic. Each day features a key financial topic related to that day. Do you recognize them all?
Should you file a joint loan application to hold a debt jointly?
Is a Joint Loan Application Better than Single?
As a married couple taking out a personal loan, you have an important choice to make: Do you go for a joint loan application or are you better off single? We explain how to weigh the benefits of each, so you can secure the right financing at a good interest rate.
Payday Loans and Debt Consolidation
Explore payday loans and debt consolidation options to see how you may be able to consolidate short-term installment debt to find the debt relief you need.
Cheat on your credit card homework
Linda P. Discovers It’s Not Hard To Live Without Credit Cards
Linda finds giving up her credit cards wasn't as hard as she thought. A debt management program helped her pay off her debt and realize that cash is king.
When Physical Pain Leads to Financial Pain
When Ilma's back pain became too much to bear, she was forced to quit her job. With now no paycheck,she was forced to live off her credit cards.
Helping Veterans get ahead after serving
A Veteran at War with Debt

To mark Memorial Day Weekend, we’re featuring a profile of a Consolidated Credit client – an Iraq War Veteran who came home with PTSD to face serious problems with credit card debt. Veterans often struggle to get ahead after transitioning to civilian life. Here’s on Veteran’s story of triumph.

A debt consolidation loan consolidates credit card debt
DIY Thursdays: Using a Do-It-Yourself Debt Consolidation Loan
I used a personal debt consolidation loan to consolidate my credit cards on my own. Here’s what I learned and how it solved my debt and credit challenges.
When Retail Therapy Turns into Financial Distress
Using credit cards for retail therapy may make you feel better in the moment, but the stress of the high-interest debt that follows usually isn't worth it.
How to do a credit card balance transfer
Helpful Hints For Completing A Balance Transfer on Your Credit Card
A credit card balance transfer can be a great way to consolidate debt, but only in the right circumstances. Here's what you need to know about transfers.
The Deadly Lifesaver: Things to Know (or Avoid) When Declaring Bankruptcy

By Tim Chem, guest blogger When you made your first couple of dimes at your lemonade stand as a kid, the idea of bankruptcy never crossed your mind. Back then, making money seemed to be as easy as mixing sugar and water, but, unfortunately, our finances could sometimes get away from us and turn into […]

What’s Holding You Back from Negotiating with Your Creditors?

By Kathryn Katz When you’re struggling to put food on the table and a roof over your head, your credit card payments can get behind. If you’re delinquent more than 60 days, you could suddenly find your interest rate has sky rocketed and your minimum payments are more than what was previously expected. If you’re […]

Debt Consolidation vs. Debt Settlement

Many consumers make the mistake of thinking that debt consolidation and debt settlement are the same thing. However, there are some distinct differences between these methods of handling your debts. The below infographic highlights the main differences between these two debt options.