debit cards
Learn on to Better Manage Your Money during National Financial Wellness Month
What better time to tackle your holiday debt than to start taking a more proactive role during National Financial Wellness Month. It is not a coincidence that this month-long holiday follows the Christmas spending season as January is usually the time when Americans realize that they have financially overextended themselves. All month long consumers take […]
Don’t Get Caught Off Guard This Black Friday or Cyber Monday
Did you know that most US retailers consider Black Friday as the unofficial start of the holiday spending season? Furthermore most Black Friday shoppers will spend 50 percent of their holiday budget on those sales. As these retailers have studied these trends, they have decided to actually start the Black Friday holiday this year on […]
Steps to Creating a Personal Budget
It takes 21 days to build and keep a habit. This is a great thing to remember when starting and maintaining a good financial personal budget. How and what you choose to spend your money on will dictate the outcome of how minor or major your budgeting process will have to be. One thing for […]
12 Money Saving Strategies for Young Adults
ATMs — The New Lie Detector?
No this is not a hoax. Gone are the days when ATMs simply dispense cash. New ATM machines in Russia are making customers pay for lying. Sberbank, the state-run bank of Russia, plans to install voice-monitoring polygraphs into ATM machines to determine whether customers are lying when applying for loans or credit cards. When customers […]
New Swipe Fees Could Cost You
Will new swipe fees put plastic on ice? Debit cards: Take out a little piece of plastic, swipe, approve, done. Cash: Dig through your wallet to see what bills you have, take out the correct number of bills, wait for your change, put money back into wallet, careful not to drop any coins, wallet becomes […]
Warning on Prepaid Debit Cards
In an effort to reduce their credit card usage and avoid high interest rates, many Americans are turning towards prepaid debit cards. Partially, because they think it will help control their spending, but also because credit card companies are actively pushing consumers with low-income and/or bad credit towards this new, emerging product. On the surface, […]