cutting costs

Reducing the High Cost of Credit Card Debt

Would You Switch Your Phone Carrier for $450?

Pricey smartphone plans may not technically be an “essential” expense—like rent or groceries—but, let’s be honest, nixing our phones altogether often isn’t the first place we look when it comes to tightening our budgets. That’s why we love any opportunity to reduce our phone bills, whether it’s negotiating with the company or cutting back on […]

Financial Preparation Tips for Hurricane Season and Disaster Planning

Hurricane Season is still running its course as we head into mid-July. Currently, Tropical Storm Chantal (in the Atlantic and Caribbean) and Tropical Storm Erick (in the Eastern Pacific) are on the National Hurricane Center’s radar. Whether or not the two storms affect your particular state, it’s important to prepare for hurricanes and other disasters. […]

Thanksgiving Decorating on a Dime

Decorations and family activities help make Thanksgiving it a memorable day.  Decorating for the holidays can run up a hefty bill, but this year it doesn’t have to. Your décor can be traditional and fun all while remaining budget friendly. Decorating on a Dime Tips: Search Around your House: Buy scented candles and then hunt […]

More Men are Out of Work than Woman: How to Make It, By Learning to Live on Less

As a country many of us are facing the challenge to learn to live comfortably with less.  A recent BusinessWeek article provides two sobering statistics about how men are being affected by the widespread unemployment rates: 71% of jobs lost were by men. Male unemployment is at 9.8%. Female unemployment is at only 8%. (An […]