cutting costs

Reducing the High Cost of Credit Card Debt
Consumers pay over $100 billion every year on credit card interest charges and fees. We explain how to minimize the high cost of credit card debt.
Would You Switch Your Phone Carrier for $450?

By Anna Williams Pricey smartphone plans may not technically be an “essential” expense—like rent or groceries—but, let’s be honest, nixing our phones altogether often isn’t the first place we look when it comes to tightening our budgets. That’s why we love any opportunity to reduce our phone bills, whether it’s negotiating with the company or […]

Financial Preparation Tips for Hurricane Season and Disaster Planning

By Sijun Li Hurricane Season is still running its course as we head into mid-July. Currently, Tropical Storm Chantal (in the Atlantic and Caribbean) and Tropical Storm Erick (in the Eastern Pacific) are on the National Hurricane Center’s radar. Whether or not the two storms affect your particular state, it’s important to prepare for hurricanes […]

Thanksgiving Decorating on a Dime

Decorations and family activities help make Thanksgiving it a memorable day.  Decorating for the holidays can run up a hefty bill, but this year it doesn’t have to. Your décor can be traditional and fun all while remaining budget friendly. Decorating on a Dime Tips: Search Around your House: Buy scented candles and then hunt […]

More Men are Out of Work than Woman: How to Make It, By Learning to Live on Less

As a country many of us are facing the challenge to learn to live comfortably with less.  A recent BusinessWeek article provides two sobering statistics about how men are being affected by the widespread unemployment rates: 71% of jobs lost were by men. Male unemployment is at 9.8%. Female unemployment is at only 8%. (An […]