credit scores

Poor credit may hurt your job search
Don’t Let Poor Credit Prevent You From Getting a Job
A bad credit profile can do more than making borrowing difficult, your poor credit could keep you from landing your dream job if you're not careful.
What’s in Your Credit Report?

Want to buy that house for your kids to grow up in? Or even just rent that car for a weekend getaway? You had better make sure your credit report and credit score will hold up to scrutiny. Payment history, number of accounts and age of oldest account are all huge factors in lenders and […]

America Earns a C+ in Credit Scores, What’s Your Grade?

Credit scores can be a symbol of financial success for many, but for others they represent a barrier to achieving their goals. With an average credit score of 680, many Americans have trouble purchasing a home or obtaining new lines of credit. This score is comparable to a C+ in school. At the state level […]

Conflict over joint accounts can end relationships
Can joint accounts damage your personal finances?
Opening joint accounts after marriage can make it easy to manage your money as a couple, but you have to get on the same financial page.
In College, Make Sure You Get the Credit You Deserve!

For many young adults college is a time for studying, trying new experiences, and finding out what kind of career they would like to pursue. It is also a good time for them to start their financial and credit profile. Few college students will think about their credit scores while they are in school, however, […]

3 Steps to Take After a Credit Score Killer

Millions of Americans struggle with bad credit scores – and it seems like there’s nothing they can do. Unforeseen circumstances like a medical emergency or the loss of a job can lead to huge financial hardships. From credit collection accounts to foreclosures and short sales, a consumer’s credit score can be lowered drastically. This will […]

Take Control of Your Credit

Those little numbers on your credit score reveal big things about you and the state of your finances. People commonly confuse credit scores and credit reports, thinking they’re interchangeable – admittedly I was one of them! I am going to break it down for you, credit scores use the data found on your credit report […]

Have the money talk before moving in together
Have the Financial “Talk” Before Moving in Together
Moving in together is a big step in your relationship. Make sure you have the money talk to ensure you're on the same financial page as a couple.
4 Signs Your Finances Are in Trouble

We all have months where our finances may be stretched a little thin and it’s challenging to stay within our budgets, but there is a big difference between pinching pennies and entering into a dangerous money situation where your personal finances may be in trouble. Recognizing that you are headed down a rocky financial road […]

What a waste of cash
4 Services that are a Total Waste of Cash
Some financial resources you can't live without, but these four services are a waste of cash that you can lose and do it yourself to save some serious cash.
2nd Place Winner of Consolidated Credit’s 15th Annual Holiday Story Contest

When it comes to Consolidated credit, they are the BEST! I was drowning in debt and ready to file for bankruptcy with a credit score of over 700 until I found them. I hated the idea of ruining my credit and then a friend told me that he used Consolidated Credit to pay off his […]

Five Frightening Financial Pitfalls You Want to Avoid

With the spooky holiday right around the corner, what better time to go over some financial frights you want to avoid at all costs! We constantly read about what we SHOULD be doing to better secure our financial future. But no one ever mentions those scary financial pitfalls that could really bring about financial ruin. […]

The Deadly Lifesaver: Things to Know (or Avoid) When Declaring Bankruptcy

When you made your first couple of dimes at your lemonade stand as a kid, the idea of bankruptcy never crossed your mind. Back then, making money seemed to be as easy as mixing sugar and water, but, unfortunately, our finances could sometimes get away from us and turn into more of a burden than […]

New Rules on How to Get Your Credit Score

You’ve probably seen the “free credit score” tactic used by a variety of companies on television and on the Internet. The company says if you call or click “here” you will automatically receive a free copy of your credit score. And that comes in handy if you are thinking of taking out a car loan […]

Want a good score? Well it is no surprise that paying down credit card debt is key.

A new report shows over the past two years, the amount of Americans with FICO scores at 600 or below, has risen. About 25% of the U.S. adult population has a low credit score and will have to pay high interest rates on any credit that they need; auto loans, mortgages, business loans, and credit […]

45 Minutes to a Better Credit Score

Improving your credit score is not painful; in fact you can do it in less time than it takes to watch a movie.  With that said, it’s also become a sort of phenomenon, there are whole industries built around it. You see ads on TV, hear it on the radio, and read about it online, […]