credit reports

Consolidated Credit’s 12 Days of FinLit Infographic
In honor of National Financial Literacy Month, Consolidated Credit created this 12 Days of FinLit Infographic. Each day features a key financial topic related to that day. Do you recognize them all?
5 Essential Finance Tips for High School Seniors
Early start in personal finance leads to financially independent adults. Amber Westover shares 5 tips to help high school seniors gain financial confidence.
Credit Report Cleaning Instructions Infographic
A pristine credit report is very important in order to qualify for credit at the best interest rates on the market. Here are some tips to clean yours.
‘Jamming’ cleans your credit — temporarily

Guest Post by  Kelly Dilworth A long-running scam by illegitimate credit repair operations is throwing a wrench into the already-beleaguered credit report dispute process, making it harder for the big three credit bureaus to keep up with legitimate disputes. Credit reporting agencies complain they are inundated with dispute letters bulk mailed by fraudulent credit repair clinics, […]

Complain and Win: 4 Tips for Calling Credit Card Customer Service

By Karen Haywood Queen A sense of dread fills many of us when we think about calling to report a credit card problem. The countless minutes spent listening to soul-destroying hold music — only to wind up with an unhelpful customer service agent who drops your call — are enough to make even the most […]

How Bad Moves on Social Media Could Damage Your Credit Score

By Erin Lowry Dramatically quitting your job via viral video might seem appealing after your boss starts screaming at you — again– but for the sake of your credit score, it’s probably not a good idea. According to a recent report from the Wall Street Journal, lending companies and Fair Isaac (FICO) might soon start […]

Learn on to Better Manage Your Money during National Financial Wellness Month

By Jessica Williams What better time to tackle your holiday debt than to start taking a more proactive role during National Financial Wellness Month. It is not a coincidence that this month-long holiday follows the Christmas spending season as January is usually the time when Americans realize that they have financially overextended themselves. All month […]

Four Myths About Credit Scores

Credit scores are essential for financial success, as lenders will use this figure to determine what terms and rate to offer on all loans – mortgages, personal lines of credit, auto loans. That being said, it is important to have a vast knowledge about this number, so people don’t do anything to damage their rating. […]

Four Tips For Quickly Boosting Your Credit Score

By Jessica Williams

Find cash flow with these alternatives to credit cards
Students Have Alternatives To Credit Cards
If you're worried your college student will run up credit card debt, these alternatives to credit cards may help everyone avoid problems with debt.
Staying credit positive as a couple
Newlyweds: Keep Credit Positive After Combining Finances
Financial stress is a leading cause of divorce. We help newlyweds avoid common credit stressors that could lead to conflict in your relationship.
How to End a Bad Relationship with Your Credit Card

  By April Lewis-Parks Your credit card may be your best friend when it comes to long shopping trips, booking vacations and your weekly manicure and pedicure sessions, but when the end of the month rolls around and your bill comes due, you may realize that your relationship with credit is more toxic than beneficial. […]

Breathe Fresh Air! It’s Time to Spring Clean Your Finances

By Ines Mato Spring is around the corner, and I’m sure many of you already started opening your windows and cleaning the dust that accumulated during the winter. While cleaning your house is important, don’t forget to give some fresh air to your finances. As organizing a messy closet makes you feel more comfortable and […]

Don’t Be a Victim of Credit Report Errors

As you may have heard, a Federal Trade Commission study showed that 5 percent of credit reports have mistakes that could lead consumers to pay more for loans, insurance and other financial products. This fact is not surprising, as we can’t expect millions of credit reports to be perfect. And having an error on your […]