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Best Way to Pay Off Credit Card Debt – Snowball, Avalanche, or Snowflake?

Credit card debt in the U.S. now topples over $1 trillion and the average credit card per household is over $8,000. While many of us endeavor to pay back our debt, some of us gain much more success than others. Why is that? Is there a correlation between debt reduction strategy and personality?

Don’t Let Debt Get You Down – Run It Down…

Debt has been a curse to many Americans, especially since the economy bottomed out, the cost of living went through the roof and good paying jobs met the same fate as the dinosaurs, even for those who have working experience and a decent education. Aggravation and frustration greet people each morning and there seems to […]

Yes, You Can Get Out of Debt

l The average American household carries somewhere around nine thousand dollars in credit card debt. So even though the majority of Americans spend more than they earn, it is possible to get yourself out of debt if you’re willing to adjust your spending habits. You first need to assess your debt load. If more than […]

Spring Clean Your Credit Card Debt

Why not use spring as a springboard to clean up your credit card debt. With food and gas prices rising it’s time to wipe out any unnecessary spending and pay down your credit cards so you’ll have money for more important things. Credit card debt acts like an anchor for many people who are trying […]