credit counseling

Ronnie Pays Off $50K in Credit Card Debt and Swears Off Credit Cards
Many of us enjoy the convenience of swiping our credit cards. But, too much swiping can lead to serious debt problems. See how Ronnie paid off over $40,000.
Helping Veterans get ahead after serving
A Veteran at War with Debt

To mark Memorial Day Weekend, we’re featuring a profile of a Consolidated Credit client – an Iraq War Veteran who came home with PTSD to face serious problems with credit card debt. Veterans often struggle to get ahead after transitioning to civilian life. Here’s on Veteran’s story of triumph.

Retiring debt free gives you a bright future
Tips For Retiring Debt Free
Heading into retirement burdened with debt may take the shine off your golden years. Use these 4 tips for retiring debt free to ensure you retire with ease!
Research before applying for that new credit card

Credit counseling services can teach borrowers a lot about credit cards and their intricacies. However, many of these details should be learned well before adding plastic to your arsenal of financial options. According to ABC News, one main area of credit cards many borrowers fail to understand before it’s too late is just how much […]

Financial Round-Up: 1 in 4 Americans Have No Money Left Over Every Month

Millions of Americans are still struggling financially even as the country’s economy slowly tries to recoup from the recent recession and a new poll has found that saving is taking the back burner when it comes to making financial priorities. Two factors that may be affecting consumers saving habits across the country is unemployment, which […]

The Deadly Lifesaver: Things to Know (or Avoid) When Declaring Bankruptcy

When you made your first couple of dimes at your lemonade stand as a kid, the idea of bankruptcy never crossed your mind. Back then, making money seemed to be as easy as mixing sugar and water, but, unfortunately, our finances could sometimes get away from us and turn into more of a burden than […]

Ways to Find Financial Independence

By James Ramone, a guest blogger Now that Americas birthday has past, it is a great time to reevaluate your money situation and start back on the right path to financial independence. Luckily, there are a number of ways to achieve financial independence and tons of advice for getting out from under massive amounts of […]

Don’t Let Debt Get You Down – Run It Down…

Debt has been a curse to many Americans, especially since the economy bottomed out, the cost of living went through the roof and good paying jobs met the same fate as the dinosaurs, even for those who have working experience and a decent education. Aggravation and frustration greet people each morning and there seems to […]

Don’t be Fooled by Credit Repair Scams

When a person is in debt they tend to get desperate because so much is on the line – they could lose their home, car, family and destroy their credit score. They lose sleep over it, don’t perform properly at their job and can become moody, which impacts their private life. They transform from a […]

The Stress of Living Paycheck to Paycheck

Many Americans understand what it’s like to live paycheck to paycheck. The worry, stress and anxiety of wondering if they are going to be able to pay all their bills on time, if they’ll have enough money for groceries or even extra cash to buy their kids new clothing. This worry, stress and anxiety impacts […]

How to Measure Your Debt Load – Healthy vs. Unhealthy

Credit-card debt doesn’t have to be bad  – but it must be managed properly. Using credit cards is one of the primary ways Americans establish a healthy credit score.  Credit cards also act as great emergency fund resources when a big unexpected cost comes up – but using credit cards must be done with caution […]

‘Reasons Why Debt Sucks’ Video Contest

Consolidated Credit hosts a video contest, Reasons Why Debt Sucks. Most unique debt success story will win a free iPad! Consolidated Credit is launching a national YouTube contest now through June 30, 2011 with the hope of swaying people to share how they got into debt and what creative steps they are taking to pay off their […]

What’s Holding You Back from Negotiating with Your Creditors?

When you’re struggling to put food on the table and a roof over your head, your credit card payments can get behind. If you’re delinquent more than 60 days, you could suddenly find your interest rate has sky rocketed and your minimum payments are more than what was previously expected. If you’re in financial crisis, […]

Yes, You Can Get Out of Debt

l The average American household carries somewhere around nine thousand dollars in credit card debt. So even though the majority of Americans spend more than they earn, it is possible to get yourself out of debt if you’re willing to adjust your spending habits. You first need to assess your debt load.  If more than […]

Personal Stories of Debt; How to Overcome and Thrive

Each year Consolidated Credit holds a short story contest for their clients. The Miss Money Bee writers would like to congratulate the winners and share their inspirational stories with you! Melissa Cupp and Chris Korb are a married couple from Berryton, KS. who’s story begins: Two summers ago, we hit financial rock bottom. Both my husband […]

2011 New Year’s Resolution: Get Out Of Credit Card Debt

Getting out of debt, typically credit card debt or unsecured debt, is one of the most popular New Year’s resolutions every year.  With 2011 literally around the corner, we want to help you get closer to that goal by reinforcing positive financial decisions.  Here are some tips and ideas for getting out of debt in […]

A Personal Story About Drowning in a Sea of Financial Debt

We are receiving stories from people about their money struggles and we wanted to take this opportunity to share them with you.  If you have a story you would like to share, please email us. Imagine drowning in a sea of financial debt and feeling totally helpless. No help in sight. No life saver. No […]