credit cards
Holiday Shopping Blunders to Avoid
Did you know that more than 13 million shoppers are still paying off last year’s holiday debts, according to Consumer Reports. If money is tight is year, and really that is the reality for most people, remember that it is fine to cut back on gifts. But if you do plan on holiday shopping, […]
Holiday Budgeting: Making Tough Choices in a Recovering Economy
The holiday season is officially here and you might be tempted to pull out the credit cards and charge this year’s holiday gifts, but we have some tips to help you get the most out of your holiday shopping: Create a Holiday Budget – Don’t start your holiday shopping until you know how much you have to […]
Top Five Fightening Credit Card Tricks that Last Beyond Halloween!
6 Tips For Managing Your Student Loan Debt
I have been fortunate to stay away from credit cards and have no credit card debt. I stayed away from credit cards beacuse my mother always told me to not get a credit card unless I have an income to pay it back. Now, student loan debt, that’s a different subject. Most young people have some form […]
Want a good score? Well it is no surprise that paying down credit card debt is key.
A new report shows over the past two years, the amount of Americans with FICO scores at 600 or below, has risen. About 25% of the U.S. adult population has a low credit score and will have to pay high interest rates on any credit that they need; auto loans, mortgages, business loans, and credit […]
Don’t be Afraid to Negotiate with Your Creditor
Millions of Americans are becoming anxious because they now realize how important it is to reduce their credit card debt. Minimum monthly credit card payments total in the hundreds and consumers just don’t earn enough money to meet those financial requirements. Some people panic and stop making payments because they’re not sure of what else […]
More People Falling into Business Credit Card Debt Traps
This week, Senator Charles Schumer made headlines again after he asked the Federal Reserve to provide more protection for consumers against business card issuers. The Credit Card Accountability, Responsibility and Disclosure Act that went into full effect on August 22 does not affect business card companies. The Associated Press reports that Schumer wrote a letter with the […]
If Debt Stress is Taking it’s Toll I Have Strategies to Help
Stress is like a silent alarm going off inside your body and you probably have experienced the results of that alarm — an increased heart rate, headaches, muscle tension, an upset stomach, heart palpitations and the terrible feeling of being trapped or paralyzed. When you begin to total up your debt your body reacts to […]
Young Women May Be More Likely to Get into Debt Because of Work Expenses
Women trying to build their careers are more likely than their male counterparts to incur debt, according to a new analysis by ConsolidatedCredit.org the nation’s foremost national non-profit debt counseling organization. Looking at the financial records of more than 40,000 Consolidated Credit customers nationwide revealed a pattern: that single women 18-25 seek help in greater […]
It Can Pay To Be Credit Savvy
Using credit cards can be tricky, but mastering the skill has its benefits. While credit cards used to be the way to buy now and pay later, companies have been adding more incentives for consumers to choose and use their cards. If, any only if, you can keep a handle on your bills by paying […]