credit cards

Home » credit cards

Are Gas Cards Still a Good Value in 2018?

As gas prices increase and interest rates on gas cards rise, is it still wise to use a co-branded gas credit card to fill up? Some experts say no.

Are Credit Cards with Annual Fees Worth It?

Credit cards with annual fees can offer some valuable incentives, but you have to assess the cost of using the card and the credit card rewards you earn carefully.

How Much Should You Tip in 2017?

A new poll reveals credit card holders are some of the best tippers in the U.S., but how much should you tip in 2017? Who should you tip or not tip?.

23 Credit Cards Almost Cost Diane Her Marriage

Money problems caused by credit cards are a leading causes of divorce. Consolidated Credit helped Diane regain control of both her debt and marriage.

Cashless toll roads and rental cars: 6 tips

By Melody Warnick The advent of electronic-toll highways was designed to make traveling down toll roads easier for harried drivers. Goodbye brake lights, lines of cars and fumbling for coins, hello electronic transponders and license plate-readers. But if you’re in a rental car in an unfamiliar city, driving on an e-toll road with no cash […]

5 Ways to Save More Money This Spring

By Anisha Sekar Whether you’re saving for that summer vacation or still recovering from big spending over the winter holidays, spring is the perfect time to reassess your finances. You’re already doing your taxes, so you probably have money on your mind anyway. Save some extra cash this spring by heeding the following tips. 1. […]

Are you fighting with a financial bully?

9 Signs Your Spouse is a Financial Bully

If you're in one of these situations, it could be a sign you're in a relationship with a financial bully. We offer seven tips to even the playing field.

Complain and Win: 4 Tips for Calling Credit Card Customer Service

By Karen Haywood Queen A sense of dread fills many of us when we think about calling to report a credit card problem. The countless minutes spent listening to soul-destroying hold music — only to wind up with an unhelpful customer service agent who drops your call — are enough to make even the most […]

Which travel card perk is the most popular?

By Tony Mecia Free checked bags are the top travel benefit offered by credit cards, according to a random telephone poll of 1,005 consumers commissioned by CreditCards.com. The poll, conducted by GfK Roper Jan. 24-26, asked consumers which credit-card travel benefit respondents found most valuable. Twenty-two percent selected free checked baggage, beating out rental-car insurance […]

Credit is getting easier to find, Fed says

By Tim Mullaney (USA Today) The nation’s banks are slowly loosening the reins on credit, a survey of bank lending executives by the Federal Reserve said Monday. The clearest changes in the last three months came in commercial lending and in personal loans other than mortgages, the central bank said in a quarterly report released […]

Hacking & ID Theft: Are You Next?

By Scott A. Merritt At least 110 million consumers were affected by the hack involving Target and Neiman Marcus retailers. Whether or not millions more will have their identities manipulated and finances ruined within the coming months due to more breaches of security at other stores is anyone’s guess, says identity theft recovery expert Scott […]

Learn on to Better Manage Your Money during National Financial Wellness Month

What better time to tackle your holiday debt than to start taking a more proactive role during National Financial Wellness Month. It is not a coincidence that this month-long holiday follows the Christmas spending season as January is usually the time when Americans realize that they have financially overextended themselves. All month long consumers take […]

Find alternate sources so you don't have to borrow money

How to Borrow Money From Family & Friends Without Straining the Relationship

If you're thinking you may borrow money from a friend or family member, consider your options first so you can get the funds you need with less hassle.

Ways To Stay Out of Debt During the Holidays

It’s that time of year again when are days are filled with Christmas carols, ginger bread cookies, and little children who continually remain on their best behavior in hopes of making Santa’s nice list. It’s the holiday season. It’s also that time of year when a lot of American consumers overspend and end up in […]

Don’t Get Caught Off Guard This Black Friday or Cyber Monday

Did you know that most US retailers consider Black Friday as the unofficial start of the holiday spending season? Furthermore most Black Friday shoppers will spend 50 percent of their holiday budget on those sales. As these retailers have studied these trends, they have decided to actually start the Black Friday holiday this year on […]

Insurance Policies That You Don’t Need To Pay For

Insurance protection is useful for mitigating loss, but there are some instances where you're wasting money paying for insurance policies you don't need.

Hidden Credit Card Perks That Consumers May Be Unaware of

When it comes to credit cards, we as consumers have been told time and time again to read the fine print. Of course this was created to insure that the credit card lender is protected at all times, however credit card terms and agreements are not always out to get you. A lot of the […]

Steps to Creating a Personal Budget

It takes 21 days to build and keep a habit. This is a great thing to remember when starting and maintaining a good financial personal budget. How and what you choose to spend your money on will dictate the outcome of how minor or major your budgeting process will have to be. One thing for […]

How to do a credit card balance transfer

Helpful Hints For Completing A Balance Transfer on Your Credit Card

A credit card balance transfer can be a great way to consolidate debt, but only in the right circumstances. Here's what you need to know about transfers.

Four Myths About Credit Scores

Credit scores are essential for financial success, as lenders will use this figure to determine what terms and rate to offer on all loans – mortgages, personal lines of credit, auto loans. That being said, it is important to have a vast knowledge about this number, so people don’t do anything to damage their rating. […]