credit cards maxed out
Declaring Your Financial Independence
The Fourth of July holiday is a good time to resolve to clean up your finances and start freeing yourself from debt, particularly because it often starts the two months of overspending on summer fun. Make this the year you tighten up your own personal economy and sharpen your long-term money plans. Steps to achieve […]
The Five Critical Needs of Children
Yes, debt can be daunting. When most families find themselves struggling with debt or working to resolve their issues, often when both parents are working and the day to day just seems to be a grind, it’s important to take a step back every once in a while and truly take stock in what is […]
Don’t be Fooled by Credit Repair Scams
When a person is in debt they tend to get desperate because so much is on the line – they could lose their home, car, family and destroy their credit score. They lose sleep over it, don’t perform properly at their job and can become moody, which impacts their private life. They transform from a […]
Is Debt Ruining Your Life?
by April Lewis-Parks Debt has been a curse to many Americans, especially since the economy bottomed out, the cost of living went through the roof and good paying jobs met the same fate as the dinosaurs. Aggravation and frustration greet people each morning and there seems to be no help in sight. But there are […]
Don’t Take a Vacation from Your Finances – Strive for Financial Independence!
Make this summer the time you tighten up your own personal economy and sharpen your long-term money plans. Here are some essential steps to achieve financial independence: 1. Pay yourself first. This personal finance adage is one of the wisest, but Americans tend to make it a priority only in challenging times. Set aside a […]
Are You in Financial Denial?
Financial denial is a money disorder not unlike other problems that people suffer from on a daily basis. I have encountered quite few people from all walks of life who have been in deep financial denial. It can be so easy to just throw away bills or not open them because you don’t want to […]