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America Earns a C+ in Credit Scores, What’s Your Grade?

Credit scores can be a symbol of financial success for many, but for others they represent a barrier to achieving their goals. With an average credit score of 680, many Americans have trouble purchasing a home or obtaining new lines of credit. This score is comparable to a C+ in school. At the state level […]

Ask Yourself These Questions Before Your Next Big Purchase

 by April Lewis-Parks It’s happened before and it’ll happen again. You’re shopping for a new belt or accessory and suddenly you see something you’re sure you can’t live without. Before you know, you’ve made a credit card splurge or dipped into your “for emergencies only” fund to cover the costs. Breaking down and making impulse […]

Owe Uncle Sam Some Money? Don’t Pay With a Credit Card!

by April Lewis-Parks If you owe the IRS money this tax season and don’t have it available, avoid using your credit card or opening a credit card account for this purpose. It’s not a good financial and can lead to a substantial amount of debt. Credit card issuers and even the IRS tout the convenience […]

Celebrate National Consumer Protection Week

  March 4th through 10th is National Consumer Protection Week in the United States.  As a nationwide campaign, federal, state, and local governments come together to encourage consumers to get informed about protecting their finances. Whether its identity theft or financial fraud, the impact scams can have on the safety and security of your financial […]

5 Tips to Improve your Finances Before your Baby Arrives

Having a baby can be one of the most rewarding experiences, but are you prepared?  Being a parent is hard work and before the baby arrives you want to make sure that you are financially stable. Building a sound financial framework involves several steps such as eliminating debt and creating a budget as well as […]

4 Signs Your Finances Are in Trouble

We all have months where our finances may be stretched a little thin and it’s challenging to stay within our budgets, but there is a big difference between pinching pennies and entering into a dangerous money situation where your personal finances may be in trouble. Recognizing that you are headed down a rocky financial road […]

Find happiness without getting into debt

Who doesn’t dream of having a beautiful house… what about a big raise or a brand-new car? But does having more material things make us happier? A behavioral psychology study found that more money is not the key to happiness. The study revealed that high incomes may bring greater life satisfaction, but not happiness. According […]

Feng Shui Your Home on a Budget

It’s the start of a new year, and what better way to begin 2012 than with a newly decorated home? Your home is your personal space and decorating it to your tastes and style can provide you more comfort and a fresh attitude as the year kicks off. Redecorating your home doesn’t have to involve […]

Three tips to accomplish your New Year’s financial resolutions in 2012

New Year’s resolutions that center around your finances are a time-honored tradition in the U.S., and the prospects of accomplishing new goals and enjoying new experiences can make you feel optimistic and positive. But once the holiday high wears off, the hard part kicks in: sticking to your goals. This can be especially true if […]

Keeping You in The Know: Balance Transfer Day

With the rise of the Occupy Wall Street movement spreading to major cities all over the country, mass protests have ensued with a primary aim at major financial institutions.  Many of you may recall ‘Bank Transfer Day’ which prompted consumers to close their checking accounts and switch to a smaller bank or credit union.  According […]

Billing disputes and interest rates top complaints from cardholders

Consumers complained about issues they’ve had with credit card issuers to the Consumer Financial Protection Bureau during the three-month period ending in October and the agency divulged these grievances in a report. According to the report, most of the complaints were regarding billing disputes, annual percentage/interest rates, identity theft, fraud and embezzlement. Other complaints included […]

8 Thanksgiving Traveling Tips

According to AAA Motorists Group and IHS Global Insight, 42.2 million travelers are expected to travel at least 50 miles from home this Thanksgiving. More people have decided to hit the road for Thanksgiving this year compared to last year. While holiday travel is expected to be up, it isn’t thought to be breaking any […]

Five Frightening Financial Pitfalls You Want to Avoid

With the spooky holiday right around the corner, what better time to go over some financial frights you want to avoid at all costs! We constantly read about what we SHOULD be doing to better secure our financial future. But no one ever mentions those scary financial pitfalls that could really bring about financial ruin. […]

Is the Groupon credit card worth your time?
Groupon Credit Card….Good Idea?
Not all credit cards are worth the rewards they promise. We take a look at the new proposed Groupon Credit Card to see if it's worthy of your interest.
How To Stretch Your Budget During Unemployment

by Courtney Hall Finding a job is much like finding a needle in a haystack. The job market is anything but stable and even those with jobs are fearful to lose them. The shaky economy and relentless media headlines regarding unemployment do nothing to reassure people, really it really does the exact opposite. According to […]

What’s Your Revenue Score?

It probably comes as no surprise that credit card companies evaluate your income when determining whether to risk offering you a line of credit, but did you know about the often un-heard of “revenue score?” Calculated by banks, this number weighs in their decision to give you credit.  You might think a revenue score has […]

8 Money Must-Knows for College Freshmen

With back-to-school shopping season in full swing, kids are gearing up to go away to college and start a new way of life with new friends, new hobbies, new classes, and teachers.  But there is one more responsibility that 18-year-old college freshman need to prepare for: managing their money on their own. Living independent from […]

New Guidelines for Debt Collectors Seeking Payment from Relatives of Deceased Debtors

After 119,000 consumer complaints were filed with the Federal Trade Commission in 2009 regarding harassing debt collectors and their deceptive practices, new proposals and guidelines have been released for debt collectors seeking to be paid from relatives of deceased debtors. At Miss Money Bee, we aim to keep our readers informed on the latest personal […]

Alarming Study Shows that Some Banks Don’t Do Enough to Safeguard Your Information

In the wake of a hacking attack that exposed some of the personal and financial information for hundreds of thousands of customers at the one of the largest lenders in the U.S., a new study shows that many institutions don’t do enough to protect borrowers from fraudulent credit card debt. The study, conducted by Javelin […]

The Cost of Happiness

Everyone wants to be happy; even the crankiest person in the world yearns to be happy sometime, but how happiness is attained can, in some cases, cost money. That’s because when some people get sad or depressed or have a really bad day, they go shopping. Shopping therapy produces immediate relief and happiness, but can […]