credit card

Consolidated Credit’s 12 Days of FinLit Infographic
In honor of National Financial Literacy Month, Consolidated Credit created this 12 Days of FinLit Infographic. Each day features a key financial topic related to that day. Do you recognize them all?
How Althea Paid Off 20K In Credit Card Debt
Althea's $20K credit card debt were a result of repairs to her floors and what she calls "material foolishness".Consolidated Credit helped her pay it off.
Consolidated Helped Mark C. avert 2nd Bankruptcy
How Mark C. paid off his $10K credit card debt through debt management and averted another bankruptcy. He says he will never be in debt again.
10 worst credit card mistakes

By Kay Bell and Karen Haywood Queen Whether you’re in a financial crunch, dream of an island vacation or want to earn more rewards, credit card offers may appear to be the solution. Not so fast, says Joanne Kerstetter, spokeswoman for Money Management International. “Just because you’re getting credit card offers doesn’t mean the credit […]

Secure, or not? Assess the risk before sending credit card info

By Cynthia Drake Before you send your credit card information online, over the phone or by mail, it helps to think like a hacker. The next time you’re about to share your credit card number, put on a robber’s raccoon mask and think about it: Where are the potential breach spots along the path your […]

Too late for a refund? Return assistance programs may help

By Lisa Bertagnoli An extra blanket at the foot of the bed or a second application of sunscreen — that’s how credit card companies want consumers to think of return assistance programs. Not the first line of defense, but extra protection should a cardholder want to get a refund on a purchase after the retailer’s […]

How Bad Are Credit Card Cash Advances

By April Lewis-Parks Did you know that when you withdraw money from an ATM using your credit card or use one of those checks that come in your monthly credit card statement, you can add an average of 24 percent to your annual interest? Unlike using a credit card to make multiple purchases with an […]

Moves To Make As You Near Retirement

By April Lewis-Parks As you approach the time when you will leave the workforce for good, budgeting will be extremely important. Before officially retiring, there are certain moves you should make to ensure you will be successful. No. 1 – Determine where you will live When figuring out how much money you are able to […]

Four Biggest Mistakes Consumers Make when Back-to-School Shopping

When budgeting, consumers need to be sure to account for months where expenses are expected to increase. One of these times of the year is during August for people with kids, as back-to-school shopping season gets under way. Buying school supplies and new outfits for children doesn’t have to lead to financial trouble, and avoiding […]

7 Things You Should Have in Your Wallet, 10 You Shouldn’t

By Angela Colley reposted from MoneyTalksNews.com You get up from a crowded restaurant and realize your purse or back pocket feels a bit lighter. Like a brick, it hits you: Someone’s lifted your wallet. You know you’ve lost your cash. Are they already using your credit cards? Have they figured out your PIN number yet? […]

Americans Still Splurging on Purchases: Are You One of Them?

By April Lewis-Parks Completely overhauling poor financial habits and going cold turkey on your favorite purchases is no easy feat, but in your infinite wisdom you may likely realize that making significant financial changes is important to your future. Despite this recognition, studies show that many people are not only falling into a worsening financial […]

How Do You Handle Your First Credit Card?

By Ines Mato Whether you are going away to college and opening a credit card for emergencies, or getting your first card for another reason, it will be a new experience. With a credit card comes financial responsibility, and you need to know how to appropriately handle your first card. Make sure you understand the […]

How to Pay Off Excessive Credit Card Debt

By April Lewis-Parks Relying too much on credit to get by has left many people in a position where they are now struggling to catch up. Credit card debts pile up and minimum payments increase. This can cause problems when your payments start to exceed what you can afford to pay in any given month. […]

5 Tips to Improve Your Finances in 2013

By Ines Mato This year was difficult for many adults of all ages and demographics. Foreclosures were elevated, the unemployment rate remained high and a large number of people reported significant student loan and credit card debt. This does not mean that people are willing to let these scenarios hold them back from improving their […]

How To Get a Passing Grade When You’re Unschooled in Student Credit Cards

Student Credit Card Tips – How Students Can Prevent Credit Card Debt. If you sauntered through the middle of a college campus a decade ago, you might have been inundated by the art of tabling—clever marketing ploys where credit card issuers would set up booths and lure students with free swag in exchange for filling […]