Christmas

Time to Start Planning for Christmas 2018! (No, We’re Not Kidding)
Now that the holidays are over, take these steps to start budgeting and saving for Christmas 2018. Start now to avoid the dreaded holiday debt hangover!
It’s Free Shipping Day

Today Friday December 18th, is Free Shipping Day – a one-day shopping event during which participating merchants offer free shipping with delivery by Christmas Eve.  FreeShippingDay.com is offering free shipping with no minimum order requirements, additional discounts and guaranteed delivery by Christmas Eve from over 1,000 retailers! Below you will find the top 20 offers. Get […]

Client Profile: Donna G.

The holiday shopping season is in full swing. As you go about getting presents for loved ones, remember to stay on budget or you will end up with a debt hangover come next year. We helped our client Donna get out of credit card debt and now she’s banned her husband from spending thousands on Christmas […]

Airfare Prices Drop: How to Hone Holiday Travel Savings

By: Andrea Woroch Airlines are finally passing on savings from low fuel prices to consumers who can expect to pay 17-percent less for flights over the next three months. Though this is good news for holiday travelers, airfare, hotels and car rental costs peak from Thanksgiving through Christmas, so it’s important to plan your trip […]

Be Frugally Creative With Your Holiday Gift Giving This Year

By April Lewis-Parks This is the time of year where you belly is full of food, your soul is full of joy, and your wallet is full of the trace of money that once resided there. With so many back to back commercials, catalogs, radio advertisements, and other printed advertisements, this time of year can […]

Buyer Beware: Consumers Purchase More When Shopping On Their iPad

By Jessica Williams Are you aware that once you have touched an item or imagined yourself touching an item you are more likely to purchase it because you have already developed a sense of ownership? It’s true. Once you come in contact with something in the store, you are more likely to buy it, since […]

8 Ways to Get the Best Price

By Andrea Woroch As if staying on budget during the holidays wasn’t hard enough, retailers are using dynamic pricing to make it even more difficult. The concept refers to the practice of changing the price of a product based on fluctuations in supply, demand, and even in response to the weather. However, most retailers use […]

Gift Ideas for the Frugal Shopper

By April Lewis-Parks Many people have a love-hate relationship with the holidays. Company parties and family gatherings-love. Credit card bills and holiday weight gain-hate. Determining what to buy for your friends and family can be stressful, even more so when you have limited funds to do so. To avoid the anxiety of fighting holiday traffic […]

Panic Sets in and People Spend on Impulse… The Countdown has Begun!

By April Lewis-Parks What do you have left on your shopping list?  A survey from the National Retail Federation found that most people still had half of their shopping to do, and 37% hadn’t even started. Less than 10% were finished, so it’s safe to say many of us are procrastinators. Debt problems can be […]

Top 3 Tips to Avoid Credit Card Debt During the Holidays

By April Lewis-Parks There are few things better during the holidays than finding the perfect gift for someone you care about, but sometimes the relief that comes with scouting out the right present for your new mother-in-law or a great accessory for a close friend can come with a heftier price tag that you planned. […]

5 Ways to Beat the Holiday Financial Heat

 By Kathryn Katz Your bank account is nearly empty, you have bills to pay, and it’s the holiday season. Your head is thumping from the stress and you still have gifts to buy and a holiday party to plan for in just a couple weeks. Americans all over the country are facing the same dismal […]

Shopping Pitfalls to Avoid & Tips to Make the Holidays a Breeze

By April Lewis-Parks The start of November whispers “the holiday’s are almost upon us…” while retailers scream “Start Shopping!”  For many stores the holiday season has already begun.  I went into a large chain retailer two weeks before Halloween and they were already decked out for Christmas. Trees were blazing with colored lights, plastic carolers […]